Wenzhou Private Lending Is Crazy &Nbsp; Wen Jiabao Went South To Investigate.

We should standardize management, prevent risks and promote healthy development of private lending.

On October 4th, Wen Jiabao, member of the Standing Committee of the Political Bureau of the CPC Central Committee and Premier of the State Council, was in Zhejiang.

Wen Jiabao said, "this time I look at the people in Wenzhou on the National Day holiday and pay special attention to the development of small and medium-sized enterprises.

So today we just got off the plane and went to discuss with hundred people first clothing Limited company.

The development of small enterprises is an important aspect of the whole economic development. Wenzhou is famous for its small and medium-sized enterprises. Wenzhou people also have the spirit of daring to try and innovate. These are conducive to reform, opening up and construction.

I would like to hear from you today about the experience and experience of the development of small enterprises, the existing problems, and the opinions and suggestions on supporting policies for small businesses.

Ye Jianping, chairman of Wenzhou Bai Xian de Garments Co., Ltd., said that some enterprises in Wenzhou were

Wen Jiabao said that you have basically pointed out the major problems that exist in Wenzhou.

In the development of small businesses, there are problems of wages, raw materials, environmental costs and profits.

Some of the capital has been pferred, some of which have chosen bubble investments, resulting in losses.

I want to say here that "running" and "jumping building" are very few in Wenzhou after all. This phenomenon deserves attention and should be seriously solved, but do not exaggerate.

We should be confident in the development of Wenzhou and be confident in solving the current difficulties.

We should not overlook the problems we encounter, but we must not lose sight of them, or deny the accumulation of Wenzhou's development over the years, including material accumulation and experience accumulation.

I summed it up in one sentence: to stabilize people's hearts and boost confidence.

For small and medium-sized enterprises, what you want to support is two important aspects.

The reason why private lending is unable to stop is because private enterprises have demand, and financial institutions can not satisfy them.

The main door is not big enough to open the side door.

Private lending should be regulated and managed to prevent risks. Its purpose is to make it develop healthfully.

Without norms, without prevention and without strengthening supervision, it will not develop healthfully and will become a major social problem.

But we can not let it develop because we need to regulate and prevent risks.

Zhang Zuoming, chairman of Zhejiang general lock Co., Ltd. said, "I have a request and an idea. Is the interest on loans to the real economy should be reduced?"

Wen Jiabao said, the main problem you raise is the bank problem.

We need to look at this matter in two ways. On the one hand, we must steadfastly support the prudent monetary policy. This is the need for macroeconomic regulation and control, especially the suppression of inflation. At the same time, we must improve financial services, adjust the credit structure, and rectify the unreasonable and irregular practices of some commercial banks in loans.

We should specifically study how finance can serve small businesses.

This can not stay on the general discussion, but should stipulate a number of articles and put them into practice.

Zhou Dewen, President of Wenzhou SME Association, suggested increasing the pace of opening up to the outside world.

Private capital should be allowed to build banks that serve small businesses and small businesses, such as foreign small business banks and community banks.

The 36 clause clearly stipulates that private capital can be allowed to enter the field of financial services, but now it is very difficult.

Wen Jiabao said that the two "36 points" on private enterprises should be of great significance.

However, it is generally reflected that there are "glass doors" and "spring doors" in the implementation of the two documents.

We must make strict rules to ensure the realization of the two "36 points".

This criticism is pertinent.

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Ruan Chundao, chairman of Ruixin group, said that the difficulty we encountered today is to guarantee 56 million for Xintai group. Because the boss of Xintai is going to run, we have 56 million of the loan to repay. If the enterprises with mutual insurance have similar incidents to happen again, it is very difficult for enterprises to carry them.

Wen Jiabao said, I sent a person to Wenzhou for some time, otherwise I wouldn't know so much in such a short time.

There is a situation in the "running road", that is, the affiliated unit. You guarantee the company. After he has run away, the bank will investigate you.

We should pay attention to this matter. We should stabilize the situation by making clear policies, handling according to law and publicizing education.

This is very important and must be done in a very detailed way.

During the forum, Wen Jiabao put forward specific requirements for maintaining the healthy development of Wenzhou's economy and finance.

We must try our best to stabilize the people's heart and strengthen our confidence, so as to maintain the overall situation of Wenzhou's economic and social development.

Zhejiang and Wenzhou are invited to formulate a package of solutions for Wenzhou's current financial and economic problems.

We should pay attention to giving play to the initiative, enthusiasm and creativity of enterprises, and rely on the joint efforts of leaders and staff to overcome difficulties.

To study the long-term development strategy and steps of Wenzhou, we should not only solve the current difficulties, but also lay a better foundation for the long-term development in the future.

The relevant departments of the central government should work together with Zhejiang province to study the specific measures to help solve the current difficulties in Wenzhou.

Wen Jiabao stressed that the fundamentals of Wenzhou's economy are good, and that most enterprises in Wenzhou are in good condition.

If a small number of enterprises break the problem of capital chain can be properly handled, the situation will soon be stable, this is our direction of efforts.

In conclusion, I still believe in this belief that Wenzhou will be able to tide over the difficulties it faces, because this difficulty is different from the international financial crisis of 2008.

At present, the national economic situation is good, and the national financial system is stable. This is a huge support for solving local problems.

When the international financial crisis came in 2008, our whole country was faced with extremely severe challenges.

The overall economic situation and finance in Zhejiang are also good. We are capable of concentrating our efforts on solving a regional problem.

We must make up our mind, act properly, act decisively and forcefully, and give Wenzhou a peaceful and stable environment.