By The End Of 9, The Average Capital Adequacy Ratio Of City Commercial Banks Reached 13.03%

CBRC Chairman Liu Mingkang attended the 28 2011 national city. business At the end of 9, the non-performing loan ratio of the city commercial banks was 0.79%, 0.12 percentage points lower than the beginning of the year, the provision coverage rate was 298.69%, the average capital adequacy ratio was 13.03%, and the liquidity indicators were generally good.

At present, the city commercial bank is China. Finance A competitive new force in the field. By the end of 9 2011, the total assets of the city commercial banks amounted to 8 trillion and 960 billion yuan, and the balance of loans was 4 trillion and 170 billion yuan, of which small and micro enterprises loans balance More than 160 million yuan, accounting for 51.71% of all corporate loans, grew 43.69% over the same period last year, 20.99 percentage points higher than the average growth rate of all loans.

Liu Mingkang stressed that city commercial banks should make clear the market orientation, take small and micro enterprises as the main objects of service, accelerate the innovation of products and services, and improve the financial service level of small and micro enterprises. He also asked that city commercial banks should focus on prevention and control of key risks, continue to promote structural optimization of assets and liabilities, strengthen risk prevention and control of liquidity risks, strengthen credit risk management, and comprehensively prevent and control case risks.

According to Liu Mingkang's 28 day attending the "2011 trade finance summit", the ratio of China's trade surplus to GDP has dropped from 7.5% in 2007 to less than 3% this year. The imbalance between domestic and external demand has been improved. Import growth has become an important driving force for China's spanformation of development mode and support for the economic recovery of the world.

In addition, he disclosed that China's total import and export volume will exceed US $3 trillion this year, accounting for 10.5% of the total world trade. "At present, China is the world's largest exporter and second largest importer. Business demand for international trade settlement and financing has been expanding and driving the rapid growth of banking business scale.

At present, there are more than 200 banks, including China and foreign capital, and their strong branches in China, which are engaged in trade settlement and financing. Liu Mingkang said: "how to manage and guide the healthy and stable development of the business has become an important work of the China Banking Regulatory Commission."