Nearly 3 Billion 400 Million Of Quanzhou'S Banking Industry Has Invested 601 Small And Micro Businesses In Clothing And Other Industries.

Since the early November, the ten measures on the development of Quanzhou's banking sector supporting small and micro enterprises have been launched.

　　據悉，十項措施推行后，7家銀行業機構以平均3天一場的高頻率，開展突出“區域化、行業化、特色化”等鮮明主題的銀企對接會;民生銀行泉州分行依托石獅布料市場、服裝城、南安水暖城、水頭石材城、惠安石雕城、晉江鞋都、安溪茶產業、清濛汽貿汽配、泉港紅木家具等產業集群，搭建專業市場型營銷平臺;泉州農商行試點創建豐澤蟲尋埔“信用社區”，建立居民(及企業、商戶)信用檔案、評分表等，信托信用社區，批量支持小微企業;中國銀行、建設銀行泉州分行等多家銀行采取“集約管理、專業運作、高效服務”等模式，創新“信貸工廠”服務品牌，實行標準化的流水線作業，提高效率;惠安農信社對1000萬元以下的小企業貸款，最快三日即可放貸，共有19家小微企業通過快速審貸通道取得貸款3170萬元。

In the aspect of innovating small and micro business financial products, banks provide supply chain finance services for small and micro businesses in the upstream and downstream areas, such as domestic buyer's credit, discount of core manufacturers' bills, and equipment mortgage loan, so as to solve the financing bottleneck of small and micro enterprises.

This mode involves many trades, such as commerce, optoelectronics, footwear, textile and clothing, stone industry, plumbing industry, cloth industry, umbrella industry and so on.

The banking institutions also included intellectual property rights, Lin Quan and the right to use agricultural facilities in the scope of loan to pledge, and developed diversified products such as "fishing loan", "Dian Shi Tong Bao", "tea garden mortgage" and so on. Financial services were more socialized and popular oriented. The launch of a series of products, such as youth venture loans and women's venture loans aimed at weak potential groups, effectively solved the financial service needs of the rural vulnerable groups.