Textile Meets &Nbsp And Explores Three Major Problems.

In the 2011 industry economic operation analysis meeting held recently, the three difficult problems, such as hard employment, difficult financing and heavy tax burden, are at the forefront of the difficulties in the development of the industry.

"In the survey, we are pleased to see that the local industry associations are not helpless in the face of difficulties. In line with the concept of effective service for enterprises, they innovate their service methods, actively develop financing channels for enterprises, and achieve good results. They are well received by enterprises." Zhao Hong, vice president of China Knitting Industry Association, said.

In this survey, enterprises generally reflect the problem of financing and financing. It is understood that enterprises in the bank loans, interest rates generally rose, some enterprises loan interest rate as high as 18%. China Textile Industry Federation's investigation of some knitting enterprises in Zhejiang showed that the financial cost of Zhejiang knitting enterprises increased by 32.9% in 2011. For this high financing cost, enterprises are miserable.

Zhao Hong summed up Shandong, Jimo, Zaozhuang and so on. Knitting industry The research experience of cluster: "financing difficulties and high cost of textile enterprises have always been the bottleneck restricting their development, and the problem of small and micro enterprises is particularly serious. In the survey, we are pleased to see that the local industry associations are not helpless in the face of difficulties. They act in a spirit of effective service for enterprises, innovate their service methods, actively expand financing channels for enterprises, and solve practical problems, with very good results.

It is understood that, in the process of serving the enterprises in Zaozhuang City, Shandong Province, the central city of Zaozhuang Province found that the current forms of financing had little effect on solving the problem of financing. Therefore, the textile and Garment Association of the city took the support of industrial cluster development as the breakthrough point, implemented joint insurance, and improved the collective credit rating. In 2011, the Zaozhuang textile and garment industrial cluster was granted an annual loan of 300 million yuan in the form of an enterprise joint insurance group. This way of financing in the collective name of industrial clusters is of low risk, low cost and fast speed, which greatly relieves the financial pressure of local SMEs.

Recently, the Henan Zhengzhou Federation of industry and Commerce Clothing Association and the Henan branch of the Communications Bank signed the solution to the predicament of the costumes. Help garment makers take off "Credit intention" to help local small and micro enterprises to solve the financing problem. In addition, Jiangsu Changshu Gu Li knitted chamber of Commerce to help enterprises solve the financing problem, invited the China Minsheng Bank Changshu branch responsible person to discuss the solution together.

　 Reducing tax burden and implementing policies to warm people's hearts

Xie Xuren, Minister of finance, said that the new personal income tax law should be implemented this year to lighten the burden of the middle and low income people, and at the same time to lighten the income tax burden of individual industrial and commercial households. We should carry out policies to increase the value added tax and business tax threshold and reduce the tax burden of small and micro enterprises.

"The business environment is not good, the profits are falling, but the tax revenue has gone up." In the survey, some enterprises questioned the tax issue and hoped that the state could reduce tax revenue for SMEs. At the two sessions this year, the representative also put forward the pilot expansion of the business tax reform VAT, gradually reducing the proportion of indirect tax, and giving tax concessions to small and micro enterprises. The implementation of these suggestions and policies has become the focus of attention of enterprises. Xie Xuren, Minister of finance, said that the new personal income tax law should be implemented this year to lighten the burden of the middle and low income people, and at the same time to lighten the income tax burden of individual industrial and commercial households. We should carry out policies to increase the value added tax and business tax threshold and reduce the tax burden of small and micro enterprises.

Ease Small and micro enterprises The tax burden is directly beneficial to it, and the pilot promotion of business tax to VAT is conducive to reducing the logistics cost and terminal sales tax burden of the textile industry. This is undoubtedly a good sign for textile and garment enterprises dominated by small and medium-sized enterprises. The three policies of the State Council in deploying support for the healthy development of small and micro enterprises are summarized, including expanding the scale of special funds for small and medium-sized enterprises, and arranging a certain proportion of government procurement for small and micro enterprises to reduce the tax burden of small and medium-sized enterprises. We should improve the pre Tax Deduction Policy of enterprise income tax and support technological innovation. Encourage qualified small micro enterprises to participate in R & D of industrial common key technologies, national and local science and technology projects and standards setting. We implemented the plan to establish small businesses, nurtured and supported 3000 small business entrepreneurial bases, and established and improved 4000 SMEs' public service platforms. Support small and micro enterprises to participate in exhibitions and exhibitions at home and abroad. For small and micro enterprises to recruit college graduates to give training and social insurance subsidies. We will establish and improve the classification, statistical investigation, monitoring and analysis and periodic release system for small and micro enterprises.

These warm policies are the "happiness index" expected by SMEs. But the premise is to be practical.