Have You Figuring Out The Expected Rate Of Return For Financial Management?

< p > for the word "a href=" http://www.91se91.com/news/index_c.asp "> expected yield less than /a" and "full amount of principal and interest guarantee" in the market, it is particularly important to know how to discern the Pearl. This article only discusses the products released by the current mainstream and regular Internet financial platform, hoping to enlighten everyone on the analysis of the expected rate of return.

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< p > < strong > analysis 1: subsidy return brings together high yield < /strong > < /p >

< p > in October 28th, a big platform for financial management of a domestic search platform was formally launched. The product was once monitored by the regulators for its 8% guaranteed rate of return, and the platform was deleted on the second day.

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< p > in fact, the financial product is a typical example of the high yield of subsidized returns.

It is reported that the product is linked to China's cash plus profit currency E, while the current market share of most classified debt based preferred shares is maintained at 4%-4.5%.

The remaining rate of return is supplemented by fund companies or platforms themselves.

Similar to this product, there is also a way to integrate or cash back a certain online shopping platform.

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< p > < strong > analysis 2: product proceeds follow the market, < /strong > < /p >

< p > this kind of financial product is often inextricably linked to the insurance, fund and brokerage portfolio under the monetary market package, < a href= "http://www.91se91.com/news/index_f.asp" > financial management < /a >.

Although the advertisement advertised the word "20 times higher than the current account", it was really tempting, but in fact, the "expected rate of return" was not stable, and the yield was high and low.

Think about it, you know that the money market bound financial products, in the money market shortage of funds, the yield rise; on the contrary, the average market yield level will decline.

Such products are not stable enough. The similar products are "balance treasure" and "demand treasure".

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< p > < strong > analysis 3: the expected rate of return is realized by the return of earnings < /strong > < /p >.

< p > there are still some products whose "expected rate of return" concealed deep, and you often know only after buying them.

This platform has no loopholes in capital flow, deposits and security, and adopts the online third party payment method of creditor's rights.

The advertising a href= "http://fz.sjfzxm.com/" > yield less than /a > 12%, the repayment method is equivalent to the repayment of principal and interest, but when you go back to the backstage, you find that your monthly income is divided by only 6% of the principal. Only when you ask, do you need to return the monthly income to the principal to continue the investment.

Although the advertising campaign is correct, it is a bit of a "flicker" feeling.

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< p > < strong > analysis 4: the expected rate of return with mortgage as collateral is less than /strong > /p >

< p > the income of this kind of product often needs to deduct the service fee of 3%-5% of product income in the first month.

According to Qian Bang experts, financial products based on property mortgage are more secure than any "guarantee letter" or "risk reserve". After all, this is a guarantee method that investors can really hold in hand, which can be liquidated directly, though it needs to pay a certain service charge.

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< p > although the threshold of a href= "http://pop.sjfzxm.com/popimg/fz/index.aspx" > P2P < /a "is low, public opinion is very low, but its ability to operate is very high.

On the one hand, we should let investors who have never met believe that we can complete investment through the platform; on the other hand, we should also let the borrowers who have never met borrow money from the platform and have the ability to repay the money.

As a P2P platform without financial license, it can not make a "guaranteed capital" commitment. It can only introduce Guarantee corporation or other ways, such as "asset mortgage", "guarantee letter", "advance payment mechanism" and so on. Which way is more secure, and it is clear to you who have invested experience.

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