Jinjiang Textile Shoes And Clothing Enterprises Urgently Need Capital

Recently, the two companies of Jinjiang Guarantee Corporation and Heng Cheng small loan company have realized loans of 23 million yuan and 87 million yuan respectively. Up to now, more than thirty SMEs in Jinjiang have received a total loan of 110 million yuan.

At present, there are still a large number of loan companies accepting the risk assessment of secured loans. The companies that are connected with Heng Cheng company are also in an endless stream. Winning more credit lines to banks will be the main work of Guarantee Corporation and Heng Cheng company in the future.

More than 30 enterprises have been granted 110 million loans. It is understood that at present, Guarantee Corporation has successfully lent 23 million loans to nearly ten enterprises, and Heng Cheng has successfully distributed 87 million to nearly 30 enterprises. The 110 million funds have gone to many industries such as textile shoes and clothing, food, hotel industry, office supplies, building materials and so on.

"The demand for money in textile and footwear enterprises is the most urgent."

Wu Zhirui, director of the Jinjiang Guarantee Corporation, said that since its formal business in August, Guarantee Corporation has accepted more than 100 SME loan applications, most of which come from the textile and footwear industry.

Heng Cheng small loan company is also facing the same situation.

According to Ni Shiquan, head of the risk management department of the company, since the opening of the late October, to come to the consultation is also the majority of footwear enterprises, "many enterprises to apply for the only one or two production lines, prior to export processing, now in urgent need of funds to open up the market."

In addition to the foreign trade enterprises in the textile and footwear industry, new industries such as the third industry and hi-tech industries have come to apply for loans.

"There is a turning point in the crisis, and some high-tech industries are also in the development stage. Many enterprises in the hotel and electronics industries are also in urgent need of capital expansion."

Ni Shiquan introduced.

Strengthening cooperation with banks in a short span of two or three months, lending more than 100 million yuan. Guarantee Corporation and small loans partly alleviate the short-term financial problems of SMEs in Jinjiang, and many SMEs are still waiting.

Wu Zhirui said, at present, the loan applications received by Guarantee Corporation will be enough for them until the beginning of next year.

Reporters in the process of interview with Ni Shiquan, there are also staff members come in to report: new enterprises to apply for loans.

In order to help more SMEs solve their capital problems, Wu Zhirui said that Guarantee Corporation is strengthening cooperation with banks to shorten the credit checking time and strive for more credit lines. "We are speeding up and cooperating with banks to shorten the loan time and solve the enterprise problems as soon as possible.

Guarantee Corporation is also trying to help enterprises and banks establish long-term cooperation to win more loans. "

Heng Cheng company, whose registered capital is 300 million yuan, has also been lending nearly 90 million yuan. In this regard, Ni Shiquan said, according to the national law, small loan companies can get financial balance from 50% of the net capital of the banking financial institutions. "In the future, we can apply for the highest 150 million credit line to banks.

If Heng Heng is successfully restructured into a village bank in the future, it will be able to absorb public deposits.