Major Financial Markets In 2014 PK

< p > here the world is < a href= "http://www.91se91.com/" target= "_blank" > dress < /a > a href= "http://www.91se91.com/" target= "http://www.91se91.com/".

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Since the two quarter of P, the central bank's monetary policy has been fine-tuning, resulting in a change in market expectations and the continued easing of interbank funds. So far, the yield of all financial products has been declining continuously, and investors' financial income has been shrinking.

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< p > May, the economic data improved and the economy showed signs of stabilization. It reflected that the micro stimulus policies such as directional reduction and quasi reduction have already played an active role. Therefore, the market has divergent opinions on whether the central bank's monetary policy will further relax.

However, when the economic recovery is still fragile and the micro stimulus policy may need constant increase, it is expected that monetary policy will not be tight enough and the probability of extending the bank's capital face to the second half of the year will be greater.

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Under the influence of P, the yield of financial products will continue downward after mid year.

In the near future, investors can seize the opportunity of tight financial position caused by the bank's mid-term examination, and allocate funds rationally to lock in high-yield products.

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< p > < strong > bank financing > /strong > /p >

< p > this year, although the yield of bank financial products has been down continuously, it has dropped from 6% at the beginning of the year to 5.2%. However, due to the relatively determined expected rate of return, it is more attractive to ordinary conservative investors, and the scale of bank financing is still expanding.

As the year draws near, the bank's financial returns have stabilized and rebounded in recent years, and it is likely to usher in a significant increase in late June. Investors can take an active interest in recent high-yield products.

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< p > because of the "a href=" http://www.91se91.com/news/index_s.asp "> financial management" /a ", the rate of return will continue to descend because of the nuclear examination after the mid-term examination. Therefore, it is most appropriate to choose the medium and long term products with high return rate, which can not only lock in the earnings for a long time, but also reduce the annoyance of products waiting to meet other products.

Of course, short term product investors may also buy high-yield products at the end of the month.

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< p > at present, the new products with higher return rates include Beijing bank, Nanjing bank, Suzhou bank, Tianjin bank, Hangzhou bank, Bohai bank, Huaxia Bank and other city commercial banks and joint stock banks.

Investors pay close attention to local banks with local outlets.

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< p > < strong > financial management fund < /strong > /p >

< p > as a product of innovation fund of fund company, the financial fund has been praised by investors for its short term in bank financing and earnings above Monetary Fund.

Since the second half of last year, due to the impact of high yield and T+0 convenience of the baby money fund, short-term financial funds have been left behind by investors, and the fund size has shrunk.

According to statistics from relevant institutions, the assets scale of financial fund in 2013 dropped by nearly 40% compared with that in 2012.

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At the same time, the yield of this year has also experienced a sharp decline. < p >

As of June 17th, statistics show that the average annual yield of the 7 day financial fund is 4.48%, which is higher than the average yield of 4.28% of the IMF, but far below the 5.3% of the 1-3 month non guaranteed bank financial products.

The term of short-term financial funds varies from 7-90 days, similar to short-term bank financial products.

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< p > the reason why the financial management fund has been neglected is that, although the investment threshold is low and the liquidity is slightly stronger, the yield is much lower than that of the bank financial products and is unstable. It is difficult to attract the investment of the original bank financial products. The two is that its average yield is slightly higher than that of the IMF, but its liquidity is far less than that of the monetary fund, especially the cargo base of realizing T+0.

In addition, from the recent data, some financial fund performance is not very satisfactory, and the yield is not against the IMF.

Therefore, the positioning of financial funds has been questioned by the market. Many financial funds have begun to pform this year, some are converted into monetary funds, some shorten the closed period and improve liquidity.

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< p > in the past 1 months, a href= "http://www.91se91.com/news/index_cj.asp" > /a > higher financial fund has Yi Fang Da Bi Yue financial bonds, Prudential Financial 7 day surplus bonds, Jiashi financial treasure 7 day bonds, Yi Fang Da Yue monthly financial management, southern financial 60 days, etc.

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