Quanzhou Shoes And Clothing Industry In Waterloo Bank Loans To Become Fatal Injuries

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Xiaobian of the network to introduce to you is Quanzhou shoes and clothing industry in Waterloo, bank loans to become fatal injuries.

In the "shoes capital (shoe store)" Quanzhou, "lost contact" and "arrears of wages" have not only occurred in well-known enterprises, but also spread in small and medium enterprises.

In mid August, in front of the old shop primary school in Chi Dian Town, Jinjiang, a large number of employees gathered at the gate of Mei Deng long Shoes Co., Ltd., and since the boss lost contact, the employees came to the company every day, waiting for someone to pay them.

Staff: the boss's phone call has been blocked for several days, and it won't be able to get around 3 or 2. The 5 night stopped. Then, 6, they came to the factory gate.

The United States has four production lines, mainly for foreign trade, with more than 300 employees.

According to them, the annual output value is also tens of millions.

In the scene, the reporter found that three production lines had been sealed up by the court, and the remaining production line was still full of unfinished products.

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Employees said that since the start of this year, the company's wages have not been released in time.

Reporter: will it be better than this year?

Staff: they say that wages were not like this last year.

A middle-level manager of a company said that the boss was driven by high interest loans by the public, or it might return to start work again.

Middle managers: should be in the vicinity, because usury forced too tight, these two days did not start, resulting in such a big consequence.

In the ten kilometers away from Jinjiang, Chen Dai Town, Jinjiang, the door of the Qiao Qiao shoe industry Co., Ltd. is closed.

The surrounding residents told reporters that the company's boss had run away, not even paying the rent.

Residents: they went bankrupt half a month ago.

The boss of the company did not pay the rent.

Residents: no one is here now. They moved out yesterday.

According to media reports, Jin Jue, the boss of Costa apparel development Co., Ltd., a Taiwanese Investment Zone, also ran a trail last month. It owed more than 300 employees about 4000000 yuan, and the bank loans amounted to about 20000000 yuan.

These four glare words, such as "lost contact", "run on the road", "high interest loans" and "arrears of wages", have become high-frequency words in the clothing and shoemaking industry of Quanzhou in the past six months.

Although there is no official unified data, there are more than ten runway bosses by colleagues.

There are more than 1000 clothing and shoemaking enterprises in Quanzhou, and small and medium-sized factories, clothing and footwear enterprises are everywhere.

Every year, new businesses are open and old businesses fail.

Then, is there any difference between the "lost contact storm" and the previous years? What will it bring to the "shoe capital" Quanzhou?

Reporters visited Quanzhou Economic Development Zone found that whether it is more than a dozen acres of clothing shoes companies or small alleys in the shoe workshop, the door is posted recruitment notice.

Reporter: do you still hire workers there?

Manufacturer: Yes, yes.

Reporter: how good is the company?

Manufacturer: what do we need to recruit?

Reporter: do you still work here?

Manufacturer: recruitment.

Our factory is relatively stable. You can come over and have a look.

Manufacturers: many shoe factories are out of business this year, and many factories have closed down. We have not broken the materials since the start of this year, and have added two lines at the back.

Beside the recruitment notice of Chen Dai Zhen (famous brand store) sporting goods (China) Limited, there is also the stipulation that the old employees return to the factory during the Spring Festival holiday. The earlier the higher the subsidy comes back, the 400-600 yuan subsidy will come back in June.

A clothing shoemaking enterprise official told reporters that, up, or recruit enough people.

In recent years, labor costs have increased year by year.

Person in charge of the enterprise: labor cost is increasing. Every year, we should look at the process.

The 400 of us pay 08 per month for 08 years, and now it is about 1400000.

Many businessmen in Jinjiang told reporters that the world market of clothing and shoemaking industry is weak now. After some foreign trade companies are converted into domestic sales, the market is rapidly saturated, and the cost increases, making the turnover of enterprises become slower and slower.

A foreign trade company employee told reporters.

Foreign trade company employees: our control of the factory is still relatively comprehensive. Like their funds, we will do some investigations. Once there are problems, we will stop cooperation.

A lot of our factories come to us at the end of the month, or often borrow money from us, borrow money, say that they are returning factory loans, and then loan them out again. As this phenomenon is becoming more and more common, it is more and more frequent to borrow money from us.

Another well-known foreign trade company official told reporters: this outbreak of clothing and footwear enterprises in Quanzhou, the collapse of the storm, bank compression loans have become the last straw in the business.

Head of foreign trade company: on the surface, it means that banks have taken out loans, and others are mutual guarantees.

Themselves may be good, may help others guarantee, the object of the guarantee has appeared.

Then he must have something in common.

Reporters in Quanzhou survey found that small and medium clothing

Reflecting that the liquidity of the loan from the bank has expired a year, some enterprises can not repay it in full, and often use private interest loans to cross the bridge.

Once a bank compresses a loan or refuses to give it back again, the business almost falls.

The person in charge of the enterprise: after the enterprise loan, it has been spent, for example, I loan 5 million, to repay, only 2 million, first managed the Guarantee Corporation to borrow 3 million, the interest is six points, seven points.

A local bank official, who does not want to be named, said that the recent increase in the number of bankrupt businesses has also made banks more stringent in the examination of clothing and footwear enterprises.

Bankers: they are very strict now.

Generally, we need full mortgage and the background of shareholders.

Some enterprises such as North Qi have run away, but now they are a little scared.

The willingness to do this kind of customer is not strong and prudent.

A clothing shoemaking business owner has repeatedly stressed that some enterprises are "abnormal failure" because the financing burden of small and medium-sized clothing and shoemaking enterprises is too heavy, they can not afford loans, and they can not afford loans.

Business owner: no credit.

Banks are sometimes willing to give credit, and the procedures are done, but they do not know when to wait until the money is paid.

The Fujian provincial government is also aware of the problem.

In July this year, banks in various districts and counties of Quanzhou promised to stick to the "five no" requirements of the provincial government, that is, for enterprises with normal market operation and temporary financial difficulties, all banking financial institutions should effectively reduce the scale of credit, do not take any drastic measures, do not raise the threshold of continued loans, do not arbitrarily lend money, or arbitrarily suppress loans, and support enterprises to tide over difficulties.

It should be said that the collapse of many enterprises in Fujian is not just a straw, there are factors in the international trade environment, there are also reasons for the domestic economic weakness, and more enterprises own management problems.

But our reporter survey found that financing difficulties is still an important reason.

How to help enterprises get through the "economic cold winter"? The "five no" policy of the Fujian provincial government can only be said to provide timely help for the enterprises in the cold winter. In order to let the enterprises get out of the trough thoroughly, we need to make further efforts in perfecting and improving the financing system of small and medium-sized enterprises. For example, we encourage the development of various non bank intermediary financial institutions to provide diversified financial services for SMEs.

With a smooth flow of funds, enterprises will not freeze to death in the cold winter.