Internet Banking Changes Dalian Apparel

Since the financial crisis, SMEs have been faced with financing bottlenecks, especially the small and micro enterprises in the clothing industry. "Small and micro businesses like us are not strong enough to touch the banks." At yesterday's Internet innovation financing mode and the small and micro enterprises financing loan bank enterprise docking meeting, the owner of a small garment factory in Ganjingzi District told reporters. "This kind of financing training and docking gives us a chance to face the bank."

Nevertheless, reporters at the scene found that most of the small and micro garment enterprises attending the meeting still had some benefits for Internet finance to bring to enterprises. He Qian, director of Bank of China's business department, said that Internet finance is mainly divided into two major aspects: Internet financial loan and the use of Internet technology to promote SME sales.

He Qian believes that the current tradition Small and medium-sized enterprises There are defects in operation. After the rise of Internet finance, banks can change the previous single approval mode, use Internet technology, and use banking net banking to achieve online online approval process. This way not only speeds up the approval process, but also realizes the SME credit factory mode.

Batch Approval In order to solve the problem of urgent need and high efficiency for small and medium-sized enterprises, we need to complete the process of approval for certain customers who meet certain requirements.

Internet finance is also playing an increasingly important role in promoting the sales mode of small and medium-sized enterprises, which can save a lot of capital costs for enterprises. People often ask why the clothing prices of large shopping malls are so high, that is, shopping malls need to be drawn from 20% to 30%. Online finance This price will be greatly reduced. Not only will the consumer save money, but also the cost of the enterprise will be reduced.

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Fujian Dewei poly Fiber Co., Ltd. has 2 trial production lines. Reporters saw that the whole workshop was equipped with high-power air conditioners, without the dust and sultry of traditional textile enterprises, and only a few employees were briskly operating the equipment and shuttling between the production lines.

"We have introduced the world's most advanced equipment from Japan to TMT, Germany and Bama", and now we have put into operation 4 production lines, producing 80 tons of nylon fiber per day, and the output value is about 2000000 yuan. Xu Degui, director of the company's general manager's office said. The introduction of this high-end equipment like this one time process is the first time in Fujian province. The company's capacity has reached the top three in the same industry nationwide.

De poly fiber is a key provincial project. It is located in Chengnan garden of Youxi economic development zone. It plans to invest 4 billion 500 million yuan, producing the key products of developing conductive fiber and nylon filament. It is the new leader of Youxi County in implementing the new project "high-end", upgrading and upgrading the old textile technology, and promoting the overall upgrading of the textile industry. Insist on "high-end"

Lin Zuo, deputy director of the Youxi economic and Trade Bureau, said: "the original Youxi textile was born in the late 80s of last century. It has been a twists and turns, a bit like Zhang Hui's novel."

At first, Youxi's first generation textile people from Xinyang, Sakamoto and West Binhai bought a small number of newly eliminated production facilities, starting from processing leather substrates, accumulating bit by bit, growing bigger and larger, and producing conventional leather substrates and other products, with a certain market capacity in Zhejiang, Jiangsu and Guangdong. However, before and after the financial crisis in 2008, many textile mills were in trouble.

At a time of wandering, the Federation of Chinese textile industry has come to investigate and point out that the conventional leather cloth produced in Youxi occupies 40% of the total output in the national leather industry. In September 2009, the title of "China's leather base city" - the national textile industrial cluster was awarded to Youxi county. "At that time, many of the troubled textile owners asked me," I didn't think that year after year, we got into the national level, and now we are faced with many difficulties. "Lin Zuozhao recalls. In those days, textile owners were questioning, the county economic department was thinking, the county leaders were conducting in-depth research.

Lin Zuo said, the original textile industry in Youxi County, technology and equipment remain at the initial level, the production scale of the enterprise is mostly spindle spindle 10 thousand - 20 thousand spindles, and the ability to resist market risk is very weak. After a thorough and thorough inventory, Youxi has reached a consensus. It is right to develop the textile industry. The textile industry is still promising, but we should change the situation at the low end of the industrial chain.

The road of textile exploration in Youxi was opened in 2009. The county hired experts and professors inside and outside the province to help the county's textile industry to carry out top-level design, compile the "Youxi County textile industry development plan", bite the "high-end" main direction, take the "two legged" walk: first, introduce the "policy package", support and guide the old textile enterprises to launch the "internal revolution" centered on technological transformation, reduce the low-end production capacity, upgrade to the high-end industry chain; two, introduce "dragon" into the room, and from Changle, Wenzhou, Shanghai and other places, do everything possible to introduce high-end textile leading.