The Significance Of The Birds Entering The P2P Industry Is Far-Reaching.

Reporters learned that Shanghai Valley, Shanghai Ling Rong, Wenzhou network sincerity is Wenzhou loan and pocket finance two P2P platform operators.

Among them, Wenzhou loan is the first city in the province and the second internet financial service platform in the whole province, which occupies a leading position in the P2P industry. According to the data of home loan website, in 2014, the turnover reached 10 billion 581 million, ranking second in the whole network. In 2014, China ranked sixth in the financial risk rating of China's main P2P platform.

Pocket money management is a rising star in the P2P industry, but it is very popular. Especially in the mobile phone terminal area, it was launched in January 18, 2015, and its turnover has exceeded 100 million yuan by March 14, 2015.

According to the announcement, after the establishment of the new company's small fish gold clothing, the assets and interests of all two businesses under the P2P platform of Wenzhou loan and pocket money will be pferred to the new company.

So what kind of company is the small fish and gold clothing? The wedding bird said that the small fish gold clothing will form a closed loop which integrates Wenzhou loans, pocket money management, public funding services, Internet credit reporting, big data service providers and third party payment. It plans to start the next round of financing in the next two years and introduce the venture capital as soon as possible.

In this cooperation, the investment of 55 million yuan, and 10% stake in the small fish gold clothing; Zhou Xinzhong, vice chairman and general manager of the news bird, invested 13 million 750 thousand yuan, holding 2.5% equity interest; other non related natural shareholders held a total of 87.5% of the small fish gold clothing, and the legal representative of the small fish gold clothing was the original Wenzhou loan CEO Yu Lingyun.

The wedding bird is an old clothing enterprise in Wenzhou, but the strong interest in the financial industry has been emerging before.

In March of this year, the company launched a $25 million increase in student financial platform Ren Ren science and technology, a 17.86% stake in Chi Youren technology, and a "benevolence stage" platform based on "business platform + part-time platform + credit data" as a business mode, mainly providing 3C products with staging business for college students.

In April 27th, the company reported its 10% stake in Yongjia Hengsheng Village Bank of Yongjia, Zhejiang, with its own capital of 27 million 509 thousand and 900 yuan.

The company is optimistic about the prospects for the development of the Internet financial industry. The purpose of this investment is to optimize the company's industrial structure and achieve a fast layout in the Internet financial field. It is expected to bring about related investment returns to the company. In the future, the company will continue to invest in Internet financial enterprises through equity participation and mergers and acquisitions, and create as soon as possible.

The Internet financial ecosystem, including big data and virtual credit platform, will become the second main business of the Internet bird business in the future.

Insiders say that

As a traditional

Its advantage lies in its own shop resources all over the country, the combination of shops and Internet financial experience. For the Internet financial platform, which now lacks access to traffic, the combination of online and offline is undoubtedly a good breakthrough.

Yu Zhongjian, Professor of Wenzhou Financial Research Institute, believes that enterprises are seeking new breakthroughs and pformation under the new normal economic situation. Internet finance is the trend of the times. The setting up of small fish and gold clothing by reporting birds can be interpreted as a new way for Wenzhou's traditional enterprises to explore new pformation.