Resignation Or Job Hopping, How Can Social Security Continue?

Dissatisfaction with year-end awards, too low wages, too hard to raise salaries...

Many people are thinking about job hopping after the Spring Festival.

As the saying goes, trees move to death, people move, people go up high and water flows downwards.

Job hopping is an effective way to increase wages quickly.

Job hopping wage increase is as high as 60%!

Listen to the very heart, you jump too much to think of job hopping? Easy to leave, but if job hopping or leaving, did not figure out how to deal with the five risks one gold, or resettlement, may affect buying a car, buying a house, seeing a doctor, providing for the aged!

Here is a special reminder of the 360 Xiaobian, not to clarify the following issues, 20 billion 160 million do not easily quit or job hopping!

Five risks and one gold, the so-called "five risks" refers to endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, which is also commonly referred to as social security; "one gold" means provident fund.

Before they were used, many people's understanding of five risks and one gold may only be limited to deducting money from wages every month and giving money to companies. It is wrong to think that job hopping is broken. In fact, this idea is totally wrong, and social security is closely related to everyone's life.

Especially if you work in Beijing, Shanghai, Guangzhou and Shenzhen, but you have foreign accounts, the social security needs to be paid in full enough for years.

For example, Beijing stipulates that social security can be paid for more than 5 years in order to shake up the number of cars. Guangzhou demands that social security pay for more than 3 years in order to buy a car, and Shanghai stipulates that social security can be purchased for 2 years or more in order to buy a house. In Shenzhen, buying a house needs social security for 1 years or more, and the number of trains needs to be paid for 2 consecutive years.

If you interrupt 1 times, you need to start calculating the continuous payment time.

Therefore, intends to go to North Guangzhou and Shenzhen four cities to buy a car to buy children's shoes, must be careful to resign.

Before resigning or job hopping, social security must be rehoused so as not to affect buying or buying a car.

There are two kinds of Resignation: one is the resignation of a new job, and the other is a bold speech.

There are different ways of dealing with five risks and one gold.

If the job hopping has been found and resigned, the front foot will quit the job, and the back foot can go to the new company to report, so as to realize the seamless docking of the old and new jobs. This situation will not appear five risks and one gold break.

Generally speaking, the company will pay the social security for the month when it enters the office on the 15 day of each month, and the company will start to pay social security next month after 15 days' entry.

Therefore, we must make sure that the old company and the new company pay the social security time before resigning, so as not to break the file.

If we are naked, we must pay attention to five risks and one gold.

For most Chinese, even if they are naked, they usually plan to continue their work for a while, so they can pass temporarily.

The intermediaries of social security pay their own social security to avoid unnecessary troubles in the future.

The social insurance can be paid by the company of the acquaintance, and the social insurance can be paid by Internet intermediary companies (such as many companies on Taobao), so long as they are paid according to the minimum base.

For example, if Beijing pays its own social security by the lowest base, it will probably cost more than 1200 yuan without intermediary fees.

After looking for agencies to pay social security, we must pay more attention to communication with institutions to ensure that they do not miss or make mistakes.

Endowment insurance and medical insurance payment years can be accumulated. If it is not in northern Guangzhou, there is a demand for buying a car, and the temporary interruption will be limited.

According to the present regulations, endowment insurance should be paid for at least 15 years and only after retirement.

If retirement age is less than 15 years old, then when you retire, the state will refund all the pension you own and 8% of your personal account.

And 20% of the units handed over to you will be allocated to the national pension fund, which is confiscated and has nothing to do with you.

1., if the retirement age is still not enough, the Beijing account will be able to handle the delay payment; the foreign account will be enough in Beijing for 10 years, and the male's first payment will be less than 50 years old, and the female's first payment should be under 40 years of age.

Otherwise, the old age insurance can only be pferred to the place where the residence is registered.

2. the non Beijing registered permanent residence will pay pension insurance in Beijing for 10 years, and pay 15 years before retirement, and retire in accordance with the regulations in Beijing. After retirement, it can enjoy the pension benefits in Beijing.

At present, the policy stipulates that the basic medical insurance premiums before retirement should be paid for 25 years, and women must be full for 20 years.

Moreover, no matter how many years you pay in advance, you will no longer enjoy medical benefits if you fail to pay.

In case of disbursement, the medical insurance card will have 2 to 3 months of recovery. In the 2 to 3 months, the reimbursement can only be made manually, and the medical insurance card can not be reimbursed automatically.

It is also stipulated that if the payment is paid over 2 months, there will be a waiting period of 6 months. You can not reimburse the 6 months.

Compared to social security, the impact of provident fund payment is relatively small, because if you do not rush to buy a house in the next year, the suspension will not be too great; but it is best not to stop too long, because the provident fund is 12% of its own, the company will pay 12%, pay more, and so on, after extraction, it can be real gold and silver.

Generally speaking, when the city changes jobs, the new company will automatically pfer the provident fund account to you.

Cross city work, and the account is not in the original location, which can pfer accounts or provident fund, specific provisions in different regions are different.

As for unemployment insurance, work-related injury insurance and maternity insurance, although these three kinds of insurance must be paid, the interruption is not too great, especially the unemployment insurance. There are many restrictions and the longest period is 2 years.

Here is a reminder that when the birth insurance is stopped for second months, it is no longer possible to enjoy the relevant benefits, and maternity insurance can not be paid in the name of individuals. After the interruption, it is necessary to re calculate the insured time.