ICBC Credit Suisse Foresight Layout Pension Investment

With the release of guidelines on pension targeting Investment Fund (Trial), ordinary investors will have a new weapon in pension financing.

At present, a number of fund companies have embarked on the layout of pension funds, aiming at trillions of pension market.

It is learnt that, in order to meet the needs of ordinary investors for pension financing, the guidelines for the old age target securities investment fund (Trial Implementation), especially in the investment strategy, regulate the pension fund, requiring the products to adopt a mature and prudent investment strategy to control the downside risks of the fund and pursue the long-term and steady value-added of the fund.

The fund investment strategy includes target date strategy, target risk strategy and other strategies approved by the China Securities Regulatory Commission.

Among them, the fund with target date strategy should gradually reduce the allocation ratio of equity assets and increase the allocation ratio of non equity assets as the target date is approaching.

In fact, as early as 6 years ago, the "quasi endowment target fund" had appeared in the domestic market, and its performance continued to be stable, with an annual return of more than 12%.

In 2011,

In order to meet the pension needs of investors, the fund company launched the first bond fund in China, which is a life-cycle strategy, which is five years as an operation cycle. With the set target date approaching, the allocation ratio of equity assets is gradually reduced, so that the risk income level of each fund in each operation cycle is gradually reduced.

In 2013, ICBC Credit Suisse also launched the three year old pension fund, which is a pension product of the operation cycle.

In terms of performance, these two funds are quite prominent, and their annual returns have exceeded 12% since its establishment.

Wind data show that as of November 24th,

The cumulative return of ICBC has been 107.2% and 67.3%, respectively, exceeding the benchmark 59.01% and 45.84% for the same period. The annualized yield reached 12.25% and 13.45% respectively. With long-term robust and excellent performance, both of them were awarded the three year five star bond fund of Galaxy Securities.

As the second largest domestic scale of public offering and the all-around Asset Management Co with comprehensive strength, ICBC Credit Suisse is one of the few wholly licensed investment management institutions in the market. The company also has basic pension, social security funds, domestic and foreign, enterprise annuity and occupational annuity.

Person qualification.

Since its inception, ICBC has deeply realized that

The importance and broad development space of market based investment management are prospectively arranged as an important strategic business of the company.

With the concept of sound management and strong investment management capabilities, ICBC Credit Suisse has continued to achieve excellent returns for pensions, and the scale of pension management continues to grow rapidly.

Since 2007, the management annuity of ICBC has consistently maintained positive earnings over the years. The average annual investment income of -2015 in 2008 reached 7.54%, which was nearly 3 percentage points higher than that of the same period in the same period. In 2016, the comprehensive yield of ICBC's Credit Suisse annuity asset was 3.57%, ranking third in the fund industry. The company obtained the highest A rating in the three years of the national social security fund's basic examination.

By the end of 9 2017, according to China's Fund Industry Association, the scale of ICBC's Credit Suisse social security and enterprise annuity management continued to rank fourth in the industry.