How Do Units Use Credit Cards To Withdraw Cash?

A cardholder can draw cash from a bank designated by the issuing bank according to his credit card.

When a cardholder draws cash, he should fill in a triple cash withdrawal form. The first is the cardholder's stub, the second card issuing bank's credit card department stub, the third is the agent's stub, and the bank's credit card and identity card are sent to the bank.

The withdrawal bank is required to examine the authenticity of the credit card, the validity period and whether it is included in the stop payment list. Whether the signature of the cardholder is on the cash register is consistent with the reserved signature on the credit card, whether the identity card is compatible with the cash recipient, and so on.

If the excess cash is required to be authorized, the paying bank will apply for authorization to the Credit Card Department of the issuing bank, and make payment after examination.

According to the regulations, the cardholder will not be charged any cash for cash withdrawals at the local level, and 1% of the fee will be paid for the cash withdrawals elsewhere.

Each unit will prepare cash receipts credentials according to the cardholders' cash receipts. The accounting entries are: cash, loans and loans: Other Monetary Funds: credit card deposits: 8O00, Zhang Sheng, a salesperson of Dasheng company, takes cash from other provinces and cities in the form of credit cards, and charges 80 yuan for the other cards. The other is the reimbursement of the first reimbursement unit based on the cash withdrawal card. The accounting department accordingly makes the cash collection voucher. Its entry is: cash, 8000, financial cost, 80 loan: other money funds, credit card deposit 8080