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    Be Careful! "No Credit, No Business". A Textile Merchant Was Used To Lose By This Habit.

    2019/8/29 12:51:00 0

    On CreditFraud

    Textile bosses are most afraid of doing business on credit.


    Recently, more than 10 market operators in Yiwu International Trade City reported to the Yiwu Municipal Public Security Bureau's economic investigation branch, saying that 3 young people frequently placed orders under the payment of a small amount of deposit, and then swindled a large number of goods and then disappeared.


    According to the operators, 3 young people look at the age of 20 and are not native speakers. "They speak very well about style and color, but because I was working with them for the first time, I kept my mind. "Aunt Li told reporters that when she had doubts about the credibility of the young man, the young man suddenly suggested that he had worked with more than one business operator.


    Later, the young man gave Aunt Li a phone called "Wu Dan", who claimed to be a partner in the past. "Later, I called the Wu Moudan, or a native of Yiwu. She was relieved to do it all at once. It was all right. "He thought," he will not "pit himself". Aunt Lee and the young man reached an oral agreement, set a value of more than 100 yuan trading.


    It never occurred to me that when the goods were delivered on time, the vowed young men began to shirk their tails, and later even played a "human evaporation". In desperation, aunt Lee shared the situation with some of her friends.


    "I made a simple contact. 10 people around me were so deceived. Immediately, aunt Lee and other victims of the operation reported the case to the police.


    According to the personnel information provided by the operators, the Yiwu police quickly locked 3 suspects, such as Chen, who confessed their crimes. At the same time, 3 people confessed the black hand behind the scenes, namely, the Wu Moudan of Yiwu.


    After further investigation, in August 15th, Wu Moudan was arrested in Wuyi.




    It is reported that Wu Moudan is 38 years old and is a business operator of Yiwu international trade city. Before and after 2014, when Wu Moudan did not fully verify the credibility of foreign businessmen, he hastily acquiesced in "credit management". As a result, he was cheated by foreign businessmen, and then fell into private lending.


    "I used to spend time at the beauty salons in Jinhua, and I knew Chen and several of them. "Wu Moudan said that in 2017, her economy had a relatively large situation, and he wanted to find Chen and others, and abetted them to implement fraud in the Yiwu market.


    "Because it is clearer. Yiwu people are accustomed to doing business on credit. Paying less deposit is easy to cheat, sometimes even "white". In case of suspicion, I can pretend to be a former partner, say eight Yiwu dialect, and Chengdu will believe it. " In this way, under the abetting of Wu Moudan Chen et al. From 2017, he has cheated goods worth more than 1250 yuan from 54 market operators, then sold them to the stock at a low price. Chen and others earned some from it.


    Ge Jia Min, a police handling officer, said Wu Moudan, who was used by Chen et al., was the youngest. He had just entered the society, and his legal consciousness was very weak. Before ordering them to commit fraud, Wu Moudan promised to give them high returns, much quicker than going to work, so that several people were willing to take risks.


    At present, Wu Moudan, Chen and other 4 people on suspicion of contract fraud has been Yiwu police criminal detention.


    "In order to effectively reduce the risk of operating households, we suggest that the majority of market operators should try to cash transactions in order to avoid credit transactions. At the same time, we should make rational use of the Yiwu economic investigation and early warning platform, pay more attention to the reports and inquiries, and pay more attention to the early warning information issued by the early warning platform. If we encounter problems, the company proposes to cancel the order directly. "Yiwu Municipal Public Security Bureau of economic investigation bureau responsible person said that credit is always the pain of market operators. Business is business and love comes to us. Business is becoming harder and harder to do. We must refuse credit. Otherwise, it is really terrible.


    The worst thing to do in business is honesty.

    In this year, the most bitter and helpless thing of textile owners is falling into the trap of fraud.


    When millions of orders arrived, they thought that their God of wealth had come, licking their smiling faces and delivering tea to the water.


    The money is gone, people run away, and have worked hard for thirty years. Before returning to the liberation of the night, who will argue the reason? The worst is those who have to borrow money and pay debts for the sake of being alone.


    The arrears take the goods and sell at a low price. After entering this process, the swindlers are caught in two heads, and the white wolf is empty handed, and the profits are hundreds of thousands, millions, even tens of millions. There are more than one, and how many of the businessmen who have been in the field have fallen into a trap.


    In December last year, 19 textile companies were cheated 6 million 190 thousand yuan in Changle. After examination, from July 2013 to August 2015, Cai Mouqin took advantage of a small amount of settlement or promised a phased repayment method to defraud 19 Changle textile enterprises' lace embryo cloth, and then sold them directly in the way of "buy high and sell low", making a profit of 6 million 190 thousand.


    Since 2013, he began to cheat. He fled to Xi'an in 2015. In 2018, news broke out, and the time span lasted for four or five years. It can be imagined that the deception company was begging for money and the liar was bound to the bitter taste of the law.


    Coincidentally, at the end of 2017, the circle of textile friends was brushed up by a WeChat seeking to be deceiving.


    It is reported that from 2012 to 2016, a fraudulent gang used a number of registered shell companies to purchase all the fabrics on the grounds of purchasing clothing materials, and then sent them to the surrounding garment factories and prisons to produce garments. Then, through the export of foreign trade department's clothing, and the quality problems of fabricating fabrics, they refused to pay the fabric payment, resulting in the closure of several textile companies directly.


    According to investigation, the number of deceived enterprises has reached 12, and the amount of money being cheated is 11 million 240 thousand yuan.


    Throughout many textile enterprises cheated, a small amount of settlement, oral promise, phased payment and other words have been mentioned frequently. All along, the credit sale mode of arrears, goods and goods is the default rule of the textile industry. Most textile enterprises are more or less troubled by credit sales problems.


    Textile bosses have no choice but to say: "Now the market is that you do not owe money, basically no customers to take your goods, even if you take your goods is also owed money, arrears is no way to do things, customer funds are also tense, even if you make up for many times the single goods will finally return to you, now is a vicious circle. "


    "You want to make a brand, there is no other way, only the arrears, the four seasons. If you don't do this, others will do so. Anyway, it's an old customer. I owe it to me. This time I have a list. "


    "Where there is a business that is not in arrears, the business will be run away by you, and you must not be able to do it. "


    "No debts, no business". It is such a commercial hidden rule that gives criminals the opportunity to start a business called fraud. But what is even more unbelievable is that not only new recruits, but also those who have been employed for a long time, can not identify deception. Perhaps, in their view, if they want to grow bigger, they must be a bit adventurous, so the phenomenon of delinquency payments becomes normal.


    In recent years, the unscent news of the empty handed enterprises in the textile industry has been repeatedly reported. The amount of fraud is huge. It often amounts to hundreds of thousands, millions or even tens of millions of dollars. The number of companies cheated by the company is even more than a dozen or so. The reason is that besides the immature self-protection consciousness of enterprises and the lack of vigilance of enterprise risk management, it also lies in the contradiction of rapid development of the textile industry, especially the prevalence of the hidden rules of credit sale mode.


    However, when it comes to business issues and human relations, the credit sale mode of the textile industry will not be evaluated for the time being. It can only be sent from the market to choose the right marketing mode.


    However, it is suggested that textile colleagues should be treated with caution and not blindly. Source: China Yiwu net

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