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    Ya'An Introduced Six Measures To Finance Lushan Textile Industry Development

    2020/1/15 21:02:00 0

    Lushan TextileTextile And ClothingFinance

    In order to promote Lushan textile industry to become bigger and stronger, recently, Ya'an Financial Work Bureau, Ya'an branch of people's Bank of China and Ya'an branch of silver Insurance Bureau jointly issued the "financial support for Lushan's textile industry development six measures" (Ya Jin Fa [2020] 1), supporting the development of Lushan textile industry from innovating financial services products, increasing credit intensity, improving credit approval efficiency, improving financial services system, and reducing financing costs.

    First, organize banking financial institutions to carry out credit rating and credit support for Lushan textile enterprises every March. The two is to develop financial products and services innovation. Municipal emergency loan funds, public and small and micro enterprises loan risk compensation fund provides financial support for Lushan textile enterprises. Actively support the development of innovative financial services such as bills, accounts receivable, inventory, prepayment financing and business guarantee business. Guarantee Corporation is encouraged to carry out credit guarantee, and innovative use of accounts receivable, pledge of financial storage and moving stock, and guarantee of enterprises in the same industry are taken as counter guarantee measures. For Lushan textile enterprises temporarily short of funds, priority will be given to guarantee the performance and assessment of the guarantee, and a letter of intent guarantee will be issued within 3 working days. Three, we should give full play to the guiding role of monetary policy tools and fully meet the needs of local legal financial institutions to support Lushan textile enterprises' re lending funds. The four is to make financial institutions' credit support to Lushan textile enterprises as an important indicator of financial services for local economic development, and fully mobilize financial institutions to support the enthusiasm of Lushan textile enterprises. Five, efforts should be made to reduce the financing cost of enterprises. Financial institutions are strictly prohibited to increase their financing costs in disguised form, regulate the behavior of service charges, clean up unnecessary "passages" and "bridge crossing" links, and reasonably control the loan interest rate level. Banking financial institutions are encouraged to carry out self assessment of the pledge of textile enterprises in Lushan. Within the scope of cooperation between banks and banks, banking financial institutions shall not require enterprises to provide additional collateral to cover possible losses. The six is to establish an information sharing mechanism for investment projects. The relevant departments of Lushan County, when importing enterprises, inform the relevant financial institutions in time, and realize the financial institutions' early financing and docking; establish the information communication mechanism of the enterprise operation status, and regularly inform the relevant financial institutions about the operation information of the textile industry, such as electricity consumption, employment, social insurance payment, tax payment and so on.

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