Tang Shuangning: Financiers Need 8 Consciousnesses.

For a long time, I think that only knowing banks is not a real banker. Bankers should be philosophers and strategist first.

Bankers or financiers should have eight senses.

The first is "I" consciousness.

Financial development, management, reform and opening up are all suitable for our national conditions.

As a matter of fact, the financial systems of different countries have generalities and personalities. They are not exactly the same. As Leibniz said, "there are no two identical leaves in the world."

It can be said that the financial management system in the United States is the most "chaotic", but it is suitable for the national conditions of the United States and accepted by the American society, so its financial management is the best.

Therefore, in opening up to the outside world, anyone who is good for me must learn. Anyone who is bad to me must guard against it. He must not listen to others and be complacent.

The two is the reverse thinking consciousness.

"Both sides of the contradiction should pform to the opposite direction based on certain conditions". Financiers should set up the concept of "reverse thinking" and learn to look at trends instead of looking at them in a static way; learn to see tomorrow instead of simply looking at today.

When the economic situation is good, we should guard against possible financial risks ahead of time; when the economy is showing signs of decline, we should consider financial support measures ahead of schedule.

In the current economic situation, we should pay special attention to the rebound of credit risks, especially small and medium sized institutions.

Three is the sense of decentralization.

Finance is a high-risk industry, so we should pay attention to risk diversification. "Eggs cannot be put in one basket".

Foreign exchange reserves should be arranged in a multi currency structure, and other financial risks should also have the precautionary measures of decentralization.

The four is balance consciousness.

Finance is a kind of national resource. The uneven allocation of financial resources will increase the gap between the rich and the poor and cause dissatisfaction among the members of the society. The allocation of financial resources depends on the invisible hand of the market and the visible hand of the government.

Through the comprehensive use of fiscal policy, monetary policy, investment policy and market access policy, we should adjust the distribution of financial resources, promote the rational flow of financial resources and make the financial resources balanced.

At present, in China, we must establish a regional financial resource allocation system combining market and government support, and guide the excess liquidity in eastern and urban areas to the central and western regions and rural areas.

Five is the sense of difference.

Between different financial institutions, between different financial markets, between different financial products, between different financial risks, are different situations, can not be cut across the board, can not be changed and unified.

We should not only look at the total quantity, but also look at the structure, "concrete analysis of specific problems", differential understanding, discriminative treatment, and "different contradictions in different ways".

At present, China's economic problems and financial problems are not the main contradiction, but the structure is the main contradiction.

The total volume is reasonable, the structure is not necessarily reasonable, the total amount is unreasonable, the structure is definitely unreasonable, and the unreasonable structure can not be reasonable.

Only when the structure is reasonable, the total quantity is really reasonable.

The key to establish differential consciousness is to solve structural problems.

Six is the sense of linkage.

In financial work, scientific development is the goal, reform and innovation are the driving force, and strengthening supervision is the guarantee. In other words, scientific development is the steering wheel, reform and innovation are the throttle, strengthening supervision is the brakes, need overall consideration, supporting linkage, and we must not lose sight of one another.

Seven is pcending consciousness.

The development of interbank financial market is changing rapidly. Joining the WTO means opening our financial boundaries.

Our urgent task now is to "learn" and to increase the pace of innovation, but we can not always learn from others. We must create conditions for "super" and "skip" in light of China's national conditions.

If a country is backward, it will be beaten. "Learning" can only shorten the backwardness and not change the backwardness. In order to change the backwardness, we should "go beyond" and "skip" on the basis of "learning".

"Learning" is a means. "Super" is the purpose. If we do not learn, we will not be able to achieve the goal of learning.

Eight is global consciousness.

Finance is a very important economic work. At the same time, finance is also a chess piece in the national chessboard.

The financial practitioners, especially the leading cadres, can't do financial finance, and should jump out of financial finance and stand in the overall view of finance.

The whole situation is forest, finance is the tree, the whole is the mountain, and finance is the land.

Forests are made up of trees, and mountains are made up of clay.

Financiers can not live without trees or soil. They must base themselves on trees and soil, but they also need to see forests and see mountains.