Small Secured Loans To Relax Shishi Small Businesses To Add Confidence

On the 18 day, China promulgated the new policy of appropriately relaxing the small secured loan, which attracted the attention of many small and medium-sized enterprises in Shishi, and they all looked forward to the bank's greater support for financing.

　　正確理解額度規模放寬意義

The introduction of the new loan policy is gratifying. It brings the gospel for our city enterprises to get rid of difficulties and restore vitality, but we need to correctly understand the "three problems" of quota, scale and willingness.

People's Bank of China Shishi branch of the relevant person in charge analysis, that the current domestic economic development encountered some difficulties, enterprises in production and operation problems facing urgent need to solve.

The loosening of the loan policy shows that the state attaches more importance to the development of small and medium-sized enterprises, and encourages self employment and re employment.

From the perspective of Shishi, because of the relatively unitary industrial chain, high energy consumption and polluting enterprises such as bleaching and dyeing, it is difficult to obtain credit support in recent years. Enterprises are facing some pressure of pformation. Those excellent enterprises with considerable scale, relatively standardized management, energy saving, environmental protection and high-tech are gradually becoming the focus of credit support.

At the same time, enterprises should understand that if we want to get loans to solve the financing problems, we also need to see the willingness of banks to lend.

Enterprises should actively strive for those strong and innovative banks as partners to achieve their loan targets.

A financial watchdog believes that the maximum amount of small loans secured by enterprises has increased from 1 million yuan to 2 million yuan, raising the maximum amount of personal micro credit loans from 20 thousand yuan to 50 thousand yuan. The new policies of these loans reveal a "signal" that the difficulties faced by enterprises are concerned. The state wants to create a relaxed development environment for enterprises through the implementation of such regulation and guidance, so as to promote the sustained prosperity and stability of the economy.

In this sense, the stone lion enterprises should seize the opportunity, take the initiative to practice the ability and the image of the trees, improve their survival ability and seek new breakthroughs.

　　貸款新政讓企業再感“春意”

In any case, the new deal of small secured loans has increased the confidence of Shishi enterprises.

The owner of a casual pants manufacturer in our city told reporters that the price rise of raw materials and other materials has brought great pressure to them this year. The liquidity and profit margins of enterprises can be relatively reduced, and the living environment is very difficult.

In the increasingly difficult social financing situation, many small and medium-sized enterprises in Shishi, which are suffering from the development dilemma, have put their hopes on financial institutions such as banks. The newly issued loan new deal undoubtedly let them see the "first ray of dawn" out of the predicament and seeking breakthroughs.

In fact, our city banks and other financial institutions have been actively supporting the development of small and medium-sized enterprises in recent years and supporting them to become bigger and stronger. Some powerful banks have established a good interactive relationship with enterprises.

Shishi, some financial institutions responsible person in an interview with reporters, said Shishi's economy is active, and many enterprises are troubled by capital. For this reason, they aim at the actual situation of the city, on the basis of comprehensive investigation and measurement, carry out loan business to those enterprises with fairly large scale fixed assets, good credit records and promising enterprises, and tailor all kinds of loan products that meet the requirements of enterprises, and promote the further development of enterprises.

Insiders said that the new policy of small secured loans has created favorable conditions for the financing and development of enterprises, and provided new profit margins for banks themselves.

Enterprises should take development as the first place, moderate loans, and focus on making loans for production and operation. Otherwise, they will not only be unable to obtain credit support from banks and guarantee from relevant organizations, but also easily fall into the "mire" of blind loans and endangering development.

At the same time, as a relatively fast economic development city, some banks are launching a loan scheme that meets the requirements of the city's enterprises according to the new policy of small secured loans.