Mandate Of Lending

First party:

Party B: Henan Rural Credit Cooperatives Union of XX county.

Both parties have agreed on the issue of entrusted loans and have reached the following agreement after consultation.

First, Party A entrusts Party B to issue short-term loans to its entrusted funds.

Two, party a must open a basic account in Party B and entrust money into the account.

Three, Party B can make the following loans for entrusted payments:

1. Deposit receipt loan;

2, bank acceptance discounting loans;

3, urban real estate mortgage loans;

4. Other loans agreed by Party A in writing.

Four, Party B can directly issue the deposit certificate mortgage loan and the bank acceptance bill discount loan by using the entrusted funds of Party A. the real estate mortgage loan of the urban area must be confirmed in written form by Party A. Party A can directly specify the borrower and notify Party B in writing to issue the loan to him.

Five, entrusted loan interest rate

1, the scope of entrusted loan interest rate is 1-1.5 times of the benchmark lending interest rate of the same period of the bank.

2, overdue, overcrowding and misappropriating loans, paying interest according to the overdue state and the misappropriated interest rate.

3, the state loan interest rate adjustment, entrusted loan interest rates to make corresponding adjustments.

Six, Party A pays Party B's commission fee to Party B in accordance with 25%-30% of loan interest income.

Seven, by making loans with entrusted funds, Party B should strictly examine the borrower's qualifications and loan data to ensure that the loans are issued legally.

Eight, for the entrusted loans, Party B should make every effort to clean up. Party B shall bring a lawsuit to the people's court when the borrower's credit situation changes and threatens the security of the money. After the entry into force of the legal document, Party B shall apply for execution within the statutory period.

Nine. Party A and Party B shall check accounts monthly, and Party B shall provide the bills and other information about changes in account funds according to Party A's request.

Ten. After deducting the commission fee of the entrusted loan every quarter, Party B will directly transfer interest surplus funds to the basic account of Party A.

Eleven. During the period of validity of this contract, neither Party A or Party B shall unilaterally change or terminate this contract without the consent of the other party.

Twelve. When the entrusted loan is due, if the borrower applies for the extension, it can be extended once, with the consent of Party B, and the extension period will not exceed the time limit for the loan.

Thirteen. Matters not covered in this contract shall be supplemented by consultation between Party A and Party B. The supplementary agreement shall be regarded as an integral part of this contract.

Fourteen, because of disputes arising from this contract, it shall be settled by consultation between Party A and Party B, and if negotiations fail or do not want to be negotiated, any Fang Junke shall bring a lawsuit to the people's Court of the place where Party B is domiciled.

Fifteen. The term of this contract is three years, and it can be renewed after expiration of the agreement between Party A and Party B.

Sixteen. This contract shall come into force from the date of signature or seal of the parties or their authorized clients.

Seventeen, the contract is in two copies, each party holds one copy and two copies have the same legal effect.

"Special note" Party B has brought Party A to read all the terms and conditions of this contract in detail, and give a detailed explanation of Party A's questions on the terms of this contract. Party B has understood the explanation of Party A's contract terms and the explanation of the questions.

First party:

Party B: Henan Rural Credit Cooperatives Association of XX County

Authorized client:

Specific date

Editor in chief: Du Jun