Evolution Of Electronic Commerce And Financing Of Small And Medium Sized Enterprises

Yesterday, the reporter learned from the "Shenzhen e-commerce service Urban Development Forum - e-commerce evolution and SME financing" that the financing difficulties of SMEs can be achieved by innovative e-business platform.

At present, Shenzhen is promoting this innovative financing platform, and the Bank of China has approved the scale of 500 million yuan credit.

Experts at the meeting said that e-commerce financing will be an important breakthrough to solve the financing difficulties of SMEs in China.

At the meeting, the reporter learned that the Shenzhen company launched the B2B e-commerce financing platform, which combines the characteristics of e-commerce and foreign trade, and centralize the information and pactions needed for foreign trade.

Not only to provide customers with massive trading information, but also rely on professional import and export services, one-stop to foreign trade enterprises to provide paction support, so that enterprises can easily "do the order".

In view of this e-business financing mode, Wei Wei, vice president of HSBC School of Commerce, Peking University, believes that the mode of e-business financing has changed the mode of traditional financial institutions' independent financing for SMEs, and has made use of the third party service platform to reasonably control the high cost investigation, control, and capital utilization that the original financial structure is difficult to achieve, replacing the pure financing guarantee ability, which is more in line with the characteristics and needs of SMEs financing.