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    Eleven Golden Week To Make Eight Business Opportunities

    2010/9/24 17:05:00 45

    Fund Brand Management

    "Eleven" golden week entered countdown, in such a long holiday, appropriate choice. Investment Products and flexible use of investment skills can help you get a lot of unexpected gains while you are on holiday.


    Take care of fund Early release


    Although there are many ways for ordinary people to invest and manage money, many markets will be closed during the golden week. The way to make money in the golden week will be relatively small. Money market funds will undoubtedly become the focus of attention.


    However, it is worth noting that from the information provided by some money market funds, generally speaking, two days before the "eleven" holiday, the purchase payment can not be included in the investment operation. Therefore, if you want to get profits during the golden week, you need to be prompt.


    In addition, if the customer used most of the funds to buy stock funds, golden week coincided with the need to use a large sum of money. Now it is less than a week away from national day. Now we must consider the timely redemption of the fund.


    Good choice for old variety festivals


    With the emergence of money market funds and RMB financial products, the bank notice deposits which had been paid attention to in the golden week seem to have been infiltrated into the "cold palace" at once. In fact, compared with money market funds, banks notice deposits more convenient. You can choose one day notice deposit or seven day notice deposit according to different needs, which is a good choice for families who use pawns to get circulating funds and need to return them in time. For those who use credit card to make overdraft, they can also ensure timely repayment of arrears.


       Investment Don't relax your mind.


    Although Shanghai and Shenzhen stock markets and futures markets are closed, trading in foreign exchange and gold is still on the outside market. It is understood that the recent fluctuations in gold prices, if you do not want to idle funds, you can pay close attention to the paper gold business. At present, Bank of China, ICBC and other banks have launched paper gold business, and customers can trade through online trading system.


    In the golden week holiday, investment awareness should not be relaxed. Investors can invest and operate in golden week through online financial information and online information provided by banks.


    You can save money in golden week.


    Financial and financial management has become one of the necessary plans for the 7 - Day holiday of the public, whether it is overseas or in the province.


    How to use all kinds of banks and insurance products properly to bring more safety and convenience to their trip, and at the same time, can save money and even get unexpected surprises? Financial experts suggest that people should make financial planning before going out to travel or shopping, and spend a golden week that saves money and saves money. {page_break}
     


    Playing with credit cards


    Send tours, send coupons... Although the golden week has not yet arrived, the credit card war of the major banks has been in full swing. The gifts of banks are tempting, but to really facilitate their long vacation consumption and save unnecessary expenses, there should be some choices for using credit cards.


    For those who are prepared to spend money in the golden week, the overdraft deadline for credit cards should first be concerned. At the same time, for different consumption functions, we can pay more attention to those joint cards, which not only have the financial service function of general credit cards, but also enjoy the discount or other special services offered by the joint units. If you are preparing for a long vacation, you can pay attention to international cards. Besides the functions of credit cards such as credit overdraft, interest free repayment and other general credit cards, they also have the characteristics of settling accounts in Renminbi and a specified foreign currency, one card, two coins, and universal use.


    Clever entry pawn shop


    For some people, pawnshops are only when they are tight at hand. In fact, before a long vacation, clever entry into pawn shops is also a good way to save money. Family cars, precious jewelry, famous paintings and calligraphy...... For outgoing families, the preservation of these items is the most troublesome thing.


    Compared to the safe deposit box, the pawn shop can not only provide custodial services, but also get liquid cash. For families travelling abroad, they can get the corresponding travel guarantee money, which means killing two birds with one stone.


    E-banking saves money.


    During holidays, citizens can easily manage their finances by using electronic banks. According to introducing, at present, all banks have launched relevant electronic banking tools, including online banking, telephone banking, mobile banking and ATM self-service terminals.


    These self-help devices can not only handle cash withdrawals, such as transfers, remittances, gold and foreign exchange investments, but also operate on electronic banks. At the same time, the handling fee of electronic banking is cheaper than that of bank counters.


    In addition, some banks have also launched related preferential measures. It is understood that the Bank of China once upgraded its mobile banking system to achieve interbank transfer remittance, which is the lowest in all channels. Customers who use mobile banking to handle foreign remittance, interbank transfer and remittance to public accounts will be charged 0.15% of the transaction amount, with a minimum of 1 yuan and a maximum of 15 yuan. That is to say, if the remittance is 10 thousand yuan, it will cost 50 yuan at the bank counter, and only 15 yuan in the mobile banking.


    Festival online consumption


    For people who are very busy at the moment, it is best to have a rest at home during golden week. How can they get daily life and leisure items without going out? You might as well pay attention to the Internet. Online supermarket, online bookstore, Internet Bank... These are enough to make you a comfortable couch potato in golden week.


    In addition, various kinds of accident insurance can be purchased through the Internet, such as comprehensive accident insurance, traffic accident insurance, self help tour accident insurance, etc., so that emergency needs can be prepared.

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