Search For Your Own Financial Tool &Nbsp; Financial Eighteen Weapons Market.
Financial management is a technological activity, and all kinds of financial tools are like eighteen weapons. Only by mastering them, can you take the lead in managing finances and protect the assets.
Long life sword: Deposit
Long life sword is the most powerful weapon in Wulin, and it can win every battle with it.
Savings deposits are like the sword of life. If you own deposits, you can make other investments. Deposits are the backbones and foundations of families.
With deposits, financial management is invincible.
Whether married or single, there must be savings as a reserve fund.
At the same time, with the savings foundation, you can develop various kinds of financial management activities. Otherwise, it is difficult for a skilled woman to cook a meal without rice.
Farewell hook:
Automatic investment plan
A farewell hook is not a sword but a sword.
The fund's fixed investment is to provide a sum of money for the needs of old age, education, housing and so on after a few years, but the premise is that you need to persist in investing for a few years before you gain anything.
The fund's fixed investment is not the business of making money, but we must choose fund companies and fund portfolios.
According to their own ability to resist risks, the choice of equity funds and bond funds as investment portfolios is the most popular fixed investment portfolio.
Meteor hammer: stock
The meteor hammer seems to flow smoothly, but it is the most difficult weapon to be trained in soft weapons. If it is careless, it will hit itself.
Shares are similar, entry threshold is very low, but a little careless, will let oneself lose everything.
The myth of wealth in China's stock market is not uncommon, but there are countless stories of lost blood.
To invest in the stock market, we must have a comprehensive understanding of the market and grasp the opportune moment.
For those with low risk tolerance, it is best to stay away from the stock market.
Do not ask sword:
Bank financing
Don't ask the sword to symbolize wisdom. Users need wisdom.
Investors who buy bank financing also need wisdom.
Otherwise, the financial products you buy will make you lose money.
To buy bank financial products, we must understand the investment target, expected revenue and risk of products.
We must think about whether the product is suitable for ourselves, not to listen to the hoodwink of bank staff, and always remember one: high yield and high risk.
Mandarin duck knife:
Insurance
On the mandarin duck knives, there are four words "invincible". This is the secret that the mandarin duck knife is invincible to the world.
Insurance can be said to be a family umbrella. If you have insurance, your family will be invincible.
Generally speaking, family premiums should be controlled within 10% of the annual household income.
The main categories of insurance are life insurance and major illness insurance.
We should first buy insurance for the family economic pillar, and then consider buying insurance for other members.
Xiao Li flying knife: Collection
Xiao Li flew to the sword without a trace. No one knew its speed and strength.
The collection market is more suitable for this feature.
When buying a collection, you don't know how much it will bring back to you in the future.
Stamps, gold and silver coins, antiques, calligraphy and paintings belong to collectibles.
But some collectibles are very expensive, and you need to have some professional knowledge when buying. Otherwise, if you buy fake products, then your money will be wasted.
Antique calligraphy and painting entry threshold is relatively high, investment risk is relatively large, and it is difficult to cash in time, investors need to have certain financial strength, ordinary investors should not easily set foot in.
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