The Popularity Of "Accounts" Is Not Just Fashionable &Nbsp; Do You Keep Accounts Today?

　　 Bookkeeping At present, the young people of the "Moonlight family" and the increasingly stressed urban life have begun to search for the best way to survive. Do you charge today?

After graduating from college, Xiao Zhang and Xiao Chen rent a house near the North Zhang village near Shanxi University. The daily expenses of two people are assessed. The daily calculation is very tedious. Recently, they registered their accounts on the cash online website, started a new life of online finance, joined the "accounts and customers", and through online bookkeeping, not only the expenses were clear at the end of the month, but also they were reminded that they were thrifty and frugal at the end of the month. They invariably praised "really a good helper".

"The money you earn is not your money. The money you save is your money." This is the bookkeeping network. Advertising language 。 The young "Moonlight family" and the increasingly stressed urban youth began to search for the best way to survive.

As a result, the "account family" is loved by young people in its convenient and fashionable way of financing. Why does this group develop rapidly? Is it a breakthrough or a return to the traditional concept of financial management?

"Accounts": not just Fashionable

"Credit card repayment 500 yuan, mobile phone pay 100 yuan, supermarket shopping 79.8 yuan, colleague dinner 32 yuan......" This is the account book recorded by Ms. Hu on the Internet in Taiyuan. When she saw the "total expenditure" column at the bottom of the page was "1368.3 yuan", she couldn't help laughing. "You know, I used to spend at least 2500 yuan a month, which is a typical" moonlight clan ".

The traditional paper and pen account book has long been a history. Nowadays, young white-collar workers have begun to remember accounts carefully, but they are using computer networks. As a result, Internet accounts are owned by electronic accounts, and Internet users who insist on daily bookkeeping are collectively referred to as "accounts customers". They gradually change the habit of consuming at will by drying every daily expenditure. More people make financial analysis charts for a period of time and expenditure through professional account bookkeeping software, and make plans for future personal financial management. {page_break}

"Online bookkeeping" has also won the favor of many golden workers in the workplace and even more stressed by life. Moreover, with the increasing awareness of personal financial management, many college students and even high school students have joined the ranks of "accounts and customers", making scientific and rational planning expenses through online bookkeeping.

　　。 "This way, we are very supportive of parents, and help to cultivate children's sense of financial management." Zhang, a neighbor with high school students, is very supportive of this new thing.

Wang Liyan, financial manager of Shanxi branch of ICBC, said: "in fact, we are not only spending money to save money, but we hope to achieve the best balance between saving money and maintaining quality of life, and cutting off unreasonable consumption."

Online bookkeeping Conduct financial transactions First step

Xiao Wang, who works in a bank in the provincial capital, is one of the 10 million "customers" in the country. "When I joined the work the year before last, I started bookkeeping online. There was no way to save it." Now I have more than 90% of my men's accounts.

Data show that there are slightly more male account customers than female accounts.

According to the background data analysis of "cash online", its male membership accounts for 55% of the total membership, 10 percentage points higher than that of women. Some people understand that male role is facing heavier life pressure and social burden, so there is a strong demand for financial management.

Xiao Li, a senior "account keeper", believes that "saving money" is only a direct result of online bookkeeping. He also learned a group of good "accounts friends" through online bookkeeping, learning and supervising each other, sharing all kinds of ways to save money and money, and sum up which money should not be spent, and how much money is accumulated.

Sun Baoguo, a financial planner of Taiyuan branch of Bank of communications, suggests that most people have no idea of their capital flow. Bookkeeping is the first step in financial management. Through online bookkeeping, many accounts will generate three major changes: first, the change of consumption concept and become more economical; two, the awareness of active financial management is more intense; three, more emphasis on planning life and planning the future.