After 80 Financial Management: Saving Is Better Than Open Source

There are such a group of people who have just stepped out of school, do not take care of their parents, have no worries about their wives and children; they earn a lot, spend more and advance.

The following is a reporter who interviewed a number of "singles after 80 generations" and found that they had a unique diet.

Now: charging is only "

Mimi, 26, is now a German cosmetics brand public relations, with a salary of about 8000 yuan a month. She spends most of her salary on books and training.

After receiving the business English Certificate last year, now she has enrolled in the financial training course of Fudan University, and after graduation, she plans to switch to a financial company as a professional manager.

Knowledge is wealth, she said. When young, putting money in her head is the most affordable, and her college classmates and her colleagues are also charging in their spare time.

After learning, Mimi also likes shopping for clothes, and friends and a system of karaoke and bubble bars. She says that while young and single, we should enjoy life and enrich ourselves.

Mimi said, "after 80" young people, most of the spending is more casual, but enjoy life and at the same time can not forget to accumulate wealth rationally, Mimi to control their monthly daily expenses of about 3000 yuan.

The future: investing in education from children

Reporters interviewed these 80 singles are facing the reality of starting a business and becoming a family. Although "expensive for a single", they all have yearning for the future marriage.

Li Li, 27, said that if his children had a good academic record in the future, a better middle school would have to pay a school choice fee. The results of the college entrance examination were not satisfactory, and the expenses of the high priced students and the private universities would be greater.

Therefore, she changed the old way of saving money for her children's education, but would consider tutoring, attending training classes and learning special skills.

If children get good grades, they will save school choice expenses, which is far more conducive to their future employment.

Mimi and Xiao Wang also agree with Li Li.

Through interviews, reporters feel that after 80 is a personality group full of enthusiasm, dare to innovate and challenge. Reporters also find that some 80s are making full preparations for the "thirty years' stand".

Let's invest in health.

Xiao Wang, 25, works for a computer company in Xujiahui, earning about seven thousand yuan a month, with occasional Commission.

He said last year he had bought life insurance and medical insurance for himself and his parents (including personal accident insurance, big illness insurance, etc.).

As the saying goes, there are days when accidents happen.

Once the disaster comes, especially the adults who bear the main source of the family's accident, they can enjoy the benefits of insurance.

Xiao Wang believes that physical health is the greatest happiness, because health can save a large sum of money for seeing a doctor.

So Xiao Wang will spend some of his money on tourism and fitness. He said that making money is just to spend, and happiness is good for health.

Earlier this year, Xiao Wang bought a house worth 1 million 200 thousand yuan in Zhabei District by his parents' support.

His parents paid the down payment for him, and then he relied on Xiao Wang to repay the loan.

Xiao Wang said that mortgage loans allow him to learn how to reduce unnecessary expenses, but he will never deliberately save money. Mortgage will only make him work harder and earn more money.