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Trade Fraud And Prevention

2010/10/26 18:45:00 106

foreign trade

Chinese exporters are not familiar with the language exchange, they are not familiar with international practices, they are far apart from each other in terms of law and customs, and are far away from each other.

international

Fraud provides convenient conditions.

International trade fraud can be roughly divided into two categories: one is a pure cheater type; the first one is to design a hoax and draw the bait; the other is a profiteer type, that is to say, business is done. It only uses various means to set up obstacles in the paction process, so as to achieve the purpose of forcing exporters to sell products in a low price way.

The most common case of cheaters is the "pie in the sky".

For example, the "419 letter of fraud" that foreign trade enterprises often receive is the basic format of deception: claiming that for various reasons, this reason tends to keep pace with the times, and is closely related to the dynamics of international news, and appears to be lifelike. What African coup, Iraqi officials fleeing, or bank liquidation and so on have gained a lot of money - usually tens of millions of dollars, and because of local banks, government control or turbulence, they can not be directly taken out.

We must not take the secret contact method, ask you to provide an account pfer, pfer this huge bonus to your account and turn it out.

As a reward, I will give you a percentage of the amount.

This scam looks very simple: you don't have to do anything, just provide an account, then wait for the money.

In fact, if we really take part in it, there will be four kinds of development. First, "it is a matter of great need for interview" to entice you to a third country to take the opportunity of kidnapping and extortion. Secondly, it claims that there will be a certain fee to cheat in the pfer process. Third, it claims that detailed bank information is needed, and the account information is slowly acquired. Finally, the amount in the account is stolen. Fourth, take advantage of your legal and regular trading bank account as the international money laundering temporary channel.

Although the scam is simple, the common people have common problems. When they are involved in the hoax, they are alert, cautious and suspicious. If they really engage in the scheme, they will devote themselves to it and convince themselves that even the obvious absurdity is clear. They will come to realize that they have been cheated and ashamed.

This is why many simple and old scams can last for decades.

The swindle first came out of Nigeria on a large scale, and the local government became the "419 investigation". After that, it was collectively referred to as a 619 fraud.

When it's rampant,

foreign trade

The company receives similar letters almost every day.

Similarly, it claims that it is an organization such as the United Nations, the African refugee agency, and so on. It is a guise of government procurement to attract people into the Bureau.

Another way for swindlers is to cheat goods.

It is commonly seen in western African countries.

The usual practice is to use D/P settlement or prepayment of small deposit.

When an exporter arrives in Africa or collusion with the freight forwarder, the goods will be delivered without a single shipment (with the instructions of the freight forwarder, without the need for the original bill of lading to take delivery), or the unreasonable refusal to pay. The exporter will be reluctant to return the goods (due to the expensive and inconvenient procedure), so that the goods can be stopped at the wharf and the customs will be auctioned at a low price.

One of the typical characteristics of such swindlers is that they come from the traditional international frausters gathered in Nigeria and Benin; two, they are obviously not familiar with the products when they are negotiating; three, they are quick trading, generally not too harsh on the price, giving a lot of profit to make an early turnover, and four, mostly insist on the form of D/P settlement.

Some fraudsters will "put a long line to catch a big fish" and start doing some small pactions. "Payment is timely and reliable". When the sellers relax their vigilance, they will conduct a large volume of business again and again. The time of delivery is to choose weekend holidays and make use of the international time difference and holiday break, so as to induce the seller to deliver the goods first and then run away.

What is more, pretend to pay and deliberately fill in the wrong bank information.

Bonuses urge experts to deliver goods on the way.

If the seller does not understand the difference between the "remittance" and "on the way" of bank remittance, it is easy to be fooled by carelessness.

After the goods are sent out, the money will be remitted to the domestic account, but it will not be able to enter the account due to incorrect information. If the money is returned, it will be two empty for the seller.

For these pure cheaters, they are also easy to handle. They do not believe in easy "financial luck" and do not participate in illegal activities. They insist on letters of credit or a considerable proportion of advance payments to clients of initial pactions, and adopt CNF/CIF as a way to control privileges.

Business credit should be emphasized, but vigilance can not be released. Even those who have worked together must adhere to the contract.

The non requirement of customers can delay the buck passing without hurt.

Payment delivery type, special attention to holidays and so on, basically can be eliminated.

Fraudulent business fraud is more complicated, which is complicated and confusing.

The most typical case is the soft clause of the letter of credit.

For example, a German food importer's letter of Credit stipulates: 47A+THE MERCHANDISE IS SUBJECT TO A SUBSEQUENT INSPECTION BEFORE SHIPMENT.

At the same time, 46A+INSEPCTION CERTIFICATE ISSUED BY APPLICANT IN DATED BEFORE SHIPMENT.

Before shipment, the market of the product changed and the market fell.

As a result, the applicant did not arrange to inspect the goods, and the exporter repeatedly urged the goods to be loaded after the inspection. However, he did not issue the relevant original confirmation documents and put forward a price reduction request.

Because the letter of credit is about to expire, the exporter will have to accept it to obtain the inspection license of the customer, resulting in the loss.

Such a clause "before shipment is required to be inspected by the applicant and permitted to be shipped", because the right to verify the document is fully controlled in the hands of the applicant.

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The other is to make an essay on the "no bill of lading".

It is commonly used in the FOB paction, instead of the bill of lading, collusion with the freight forwarder, or simply using the FCR of non privileges, or with the bank under the letter of credit.

For example:

Importers of an American handicraft import a number of picture frames by letter of credit.

When the goods arrived in the United States, they refused to pay the documents on the basis of the lack of a copy of a document, and demanded the deduction (the actual reason was that the previous part of the goods was partially sticky and unclaimed).

The goods have been removed from the goods.

The exporters were shocked by the bank's inquiry into the issuing bank, but the issuing bank claimed that the document was still intact.

Again and again, exporters accept the requirement for deduction.

In fact, in this case, because of the large scale of foreign merchants and issuing banks, credit has always been good in the past. Therefore, after checking the goods being removed, factories need not panic but can feel at ease.

Because at this time, the situation is basically sure that the customer adopts the way of "guaranteed delivery". Although the full set of documents is still in the hands of the issuing bank, the bank has not been able to return it.

If the factory insists on payment or withdrawal, the customer and the issuing bank are bound to compromise.

Unfortunately, the factory does not understand the relevant provisions of the letter of credit, and it is known that the goods have been discarding.

To deal with profiteering fraudsters, they need more solid knowledge of foreign trade, familiar with trade practices, and are not intimidated and adhere to principles in the context of insight.

At ordinary times, we can accumulate more industry experience and collect all kinds of fraud cases for reference.

Apart from all kinds of foreign fraudsters, there are many domestic frauds. Most trading companies and factory foreign trade salesmen have met.

For example, a typical case: a "Industrial and Trading Company" sent a fax and telephone contact, claiming that they had a product to ask you to act as an agent, and soon sent free samples and price lists.

You don't need to pay agency fees and investment at all. You can earn the difference after finding customers. They even claim to advertise for you free of charge.

Everything seems to be risk-free, because you haven't had any expenses so far.

After a certain period of time, a "military enterprise" will call to buy this product.

After bargaining, an agreement was reached.

There is no problem in returning to the Industrial and Trading Company.

It seems that a price difference is within reach.

Sometimes, "military enterprises" even pay deposits in advance.

With a deposit in hand, many of the victims are losing their vigilance.

At this time, "military enterprises" required urgent delivery. "Industrial and Trading Company" said that there was a wholesale city near the victim, which could be pferred out, but demanded payment in person.

At the time of the handover, "inspection is correct". "Military enterprises" leave on the pretext of payment, while the driver of the "industry and trade enterprise" rushing to the other house to rush the payment. After the victim pays, the cheater partner will disappear together.

The victim bought a bunch of useless goods at a high price.

In addition, swindlers will change their tricks or act on the basis of their responses, or use empty checks or bad checks to make time difference.

The most common thing is that a state-owned enterprise ordered hundreds of thousands of goods at once, but asked for your local interview.

After dinner, I want you to have dinner, send gifts, order superiors and so on.

After a meal, there was no news.

Even worse, kidnapping, beauty and seduction and so on.

In addition, under the guise of "international project investment", we promise to inject hundreds of thousands of US dollars to ask you to issue a "qualified" full English project feasibility report, which is quite difficult for many enterprises that are badly in need of funds and lack of foreign language talents. Even if they ask for help from plation companies, they will be criticized for various reasons.

And then show you the true face, asking you to pay thousands or even tens of thousands of "project report fees".

How to deal with domestic swindlers? The first idea many people think is to check the authenticity of the other company.

The idea is right, but it is very easy and difficult to find the details of a company nowadays.

Easy, information is developed. In many places, especially in big cities, business registration may be free or small.

The "fake" fraudsters are fewer and fewer. More Swindlers Company have complete industrial and commercial materials, and have a good reputation.

Most of them are grey space, making use of loopholes in law and national administration and department collaboration.

Therefore, many times, even if checking the company, there is no much reference value.

Some of the most basic methods of judgement.

First look at the company name.

The formal company name is this:

Market name + enterprise + industry category + enterprise nature

For example, Shanghai / Dong Yun / import / export / limited company or Ningbo / Jiu Xing / aluminum products factory or Hongkong / Hong Sheng hang / international trade / limited company mainland area, generally do not allow the name of the country or the name of "global" to name the company.

However, some districts in Hongkong or abroad can.

Therefore, when we see the name "global international Vc firm", we can basically conclude that it is not a domestic registered company.

It is more likely to be a "paper company" registered overseas, and then an office in the country for business registration.

It is not true that such companies are fraudsters. In fact, there are quite a few 32 suspicious companies in one office. In fact, there is a lot of money in hand to find investment.

Therefore, Swindlers Company is real and hard to explore.

Of course, if possible, there is no harm in understanding a little bit of information on the side, but it is not the key.

How to deal with it when we are not sure? Three simple principles can be grasped.

1. I'd rather believe it.

Though uncertain, it is an opportunity.

Be serious and be considerate.

2. no rabbit, no hawk.

It is one thing to treat enthusiastically, but it does not involve money.

Before you see the real gold and silver, cover your pockets tightly.

1. act on the rules of the unknown.

Business is only flexible for familiar customers, but not for the first time.

Even bribery and kickbacks are nothing to see in themselves. They will not dare to voice their losses later.

2. in addition, it is not easy to make a promise if you meet the "interview paction" where the other party is located.

Industry habits, customers who really want to buy large quantities of products, should always go to the manufacturers themselves to see the scale production capacity of equipment and so on.

Three points of caution should be observed before breaking the norm.

You can confirm the details of the paction, send samples and see the goods in the telephone and fax, and minimize the need for "meeting".

If the other party insists on meeting, and has reasons for justification, then consider the power visit.

When you visit, you must have more than two people, choose the company at the meeting place instead of the restaurant, try to avoid eating time.

When you meet, you can make more phone calls to the outside world, explain where you are in front of each other, and give them a precaution against possible fraud.

I can not understand the details before, and refuse to invite others to entertain their ambitions.

It is the most basic and eternal way to prevent cheating in business.

To understand the principles of foreign trade, we can operate flexibly and become independent. If we accumulate experience from rivers and lakes, we will be able to see things in a fog.