What Are The Main Benefits Of Maternity Insurance?

　　 (1) maternity leave. It refers to the time limit for employees to rest in the course of childbirth. It is specifically explained as the holidays enjoyed by women workers before and after childbirth. The main function of maternity leave is that the female workers receive proper rest during their childbearing period, so that they can gradually restore their physical strength and enable the baby to be well cared for and nurtured by the mother.

Before 80s, our country provided for 56 days of holidays for pregnancy, childbirth and postnatal care. Published in 1988 Regulations on labor protection for female workers After that, great changes have been made to the original provisions. The statutory normal maternity leave is 90 days, of which the antenatal holiday is 15 days and the postnatal leave is 75 days. Dystocia increases maternity leave for 15 days. If multiple births are given, one child will be given more maternity leave for 15 days. Abortion and maternity leave are demarcate within 4 months, of which 4 months are aborted. 15-30 days' maternity leave is granted according to the medical department's proof; the abortion is 42 days after the abortion is over 4 months. In many areas, the reward policy for late marriage and late childbirth has been adopted, and the holiday is extended to 180 days.

　　 (two) maternity allowance. State laws and regulations provide for the living expenses of working women who leave their jobs because of childbearing. Some countries also call birth cash subsidy.

The payment method and payment standard of maternity allowance in China are divided into two parts:

First, in practice. Maternity insurance In the area of social co ordination, the payment standard shall be paid according to the standard of the monthly average wage of the employees in the previous year, with a period of not less than 90 days.

Two, in areas where childbirth insurance is not co-ordinated, maternity allowances are paid by enterprises or units. The standard is the basic wage and price subsidies for female workers before childbirth, with a period of 90 days.

In some areas, the policy of encouraging the professional women who are married or late childbirth to extend the time limit for maternity benefits is encouraged. In addition, there is a one-off subsidy for the spouse of male workers participating in maternity insurance.

　　 (three) medical services. Birth medical service Pregnancy, childbirth and postnatal care and necessary hospitalization are provided by the hospital, the practitioner or the qualified midwife to the wives of the professional women and the male workers. Reproductive health care is one of the treatment of maternity insurance. Maternity insurance provides different medical services for pregnant women. Generally, according to the economic strength of the country and the affordability of the social insurance fund, the corresponding range of services is formulated. Most countries provide health care and treatment for female workers from pregnancy to postpartum. China's maternity insurance medical services mainly include inspection, delivery, surgery, hospitalization, medicine, family planning operation expenses and so on.