2010 Financial Products Four "Most"

In 2010, it was accompanied by the rise of commodity prices.

Bull: Gold financial products

To ask the most profitable financial products in 2010, it is certainly not a gold related financial product.

A foreign bank's QDII product, which invested in the gold fund, has been the top of the list of financial products revenue this year.

The independent management of gold investment products issued by a domestic bank also gained more than 40% annual rate of return.

Most issued: bond products

Since the cooperation between bank and credit was halted in July 2010 and then strictly monitored, the credit management products of the bank's cooperative financial products gradually shrank in the second half of the year after the first day of the first half of the year.

According to statistics of Puyi wealth, in 2010, the issuance of RMB bond products accounted for 38% of the total issue of financial products, and foreign currency bond products accounted for about 15.37%, accounting for 53.37% of the total, accounting for half of the total.

The most complex: composite products.

In the second half of this year, with credit products "shrinking", portfolio products have gradually become the mainstream of bank credit cooperative financial products.

In order to gain more profits, the combination products are designed.

Investment direction and investment target are increasing, becoming the most complex financial products.

How much of the funds are invested in various kinds of bonds, how much funds are invested in trust loans and how much funds are used to fight new shares, I am afraid that only the managers of financial products themselves know that only a handful of banks are on time to announce the assets of portfolio products.

Most popular: credit products

In the prudent financial products, the expected yield and maturity yield of credit products are relatively high; and from the issuer's perspective, the credit products are also welcomed by banks because of the convenience of banks to turn credit assets out of the form to avoid the regulation of credit scale.

According to the CBRC statistics, in the 1~6 months of this year, the scale of silver letter products has exceeded 2 trillion and 400 billion.

In the second half of the year, after a strict supervision of bank credit cooperation, a bank has not stopped issuing credit products.

The retail business department told reporters that customers' demand for such products is very large, which is the main reason why the product has not stopped.