Five "Shockproof Bags" In The Stock Market

In fact, China

Stock market shockproof one: idle money

Any investor should know that stocks should be free.

Because once the stock market falls, the stock is stuck, if the investor takes "the life money" into the stock market, it will be in a dilemma: the cut meat is thrown, and the heart is always unwilling; to cover up and not sell, the life will be affected.

If it is to borrow money to stock the stock, its danger is more self-evident.

However, in the past two years, many people in the big bull market have been blinded by the money effect. They always want to invest all their money in the stock market, so that the funds can exert their maximum power.

Especially under the guidance of the logic of bull market, many investors still fell all the way after the stock market peaked last October. However, they always "copy the bottom and copy the ceiling", and catch up from 3000 to 6000.

If they do not spend money on the bottom of the road, they will be rather depressed now.

Although the stock market has fallen below 3000 points, the investment risk is much smaller than that of the 6000 point, but we should know that Mr. market is always moody and the stock price is always between the high and the low.

Now that the bear market is basically established, any rise is a rebound, not a reversal.

So in the second half of this year, the index will continue to follow the trend downward to seek support.

And in this process of finding the bottom, it may be half a year, maybe two or three years, or even longer.

Under such circumstances, we must make preparations for a "protracted war" in the stock market.

In order to win this war, we must rely on idle money to "rush to the front line", because only spare cash can not be afraid of the long-term "freeze" of funds. Only in this way can we invest in the long term so as to keep the rear area (daily life) stable.

Stock market shockproof kit two: timely stop loss control positions

In the "protracted war" of the stock market, we should not only invest in spare cash to maintain "rear stability", but also ensure that there is enough ammunition reserve.

In this regard, we can learn from Mao Zedong's idea of protracted war in the war of resistance against Japan.

Mao Zedong believed that under the circumstances of the enemy's strength and weakness, our army could not fight against the enemy's position. Instead, we should follow the way of "guerrilla warfare," when the enemy advances, we retreat, the enemy retreats and I enter, the enemy is stationed in me, and the enemy is tired.

In this way, we can not only contain the enemy, but also preserve our strength, and we will have enough strength to carry out the great counter offensive when the reversal of enemy force forces is reversed (1945).

Today, the stock market as a whole has shown a strong weakness in the air market (enemy), and the weakness of many parties.

Therefore, investors must not blindly watch more catching up and fight hard with strong air force (positional warfare), but have to be more flexible, rebounding on the shipment (enemy advance and retreat), fall down to buy (enemy retreat me into), wait and see in the concussion, and wait until the crash comes to the bottom, and when the market is completely desperate, buy heavily.

And at the last moment, if we can "beat the enemy, I will fight", we must keep the chips (ammunition) on our hands when the enemy strength is strong enough.

To raise enough counter attack chips, first, we must control the positions, and we must not kill the whole warehouse. Two, we must be able to stop the losses in time, and buy the "bad stocks" which are no longer good at the high position in the past.

Only by holding the courage and determination of this "brave and broken wrist" can we win a greater victory in the next wave of bull market (big counterattack)! {page_break}

Stock market shockproof kit three: long-term fixed investment must persist

Today, the idea of fund allocation is gaining recognition from more and more investors.

The so-called fund fixed investment refers to an investor in the relevant sales institutions (such as banks) to agree on the time of each period of deduction, the amount of deduction and the way of withholding money. The sales organization will automatically complete the deduction and purchase of the fund from the designated bank account of the investor on the agreed day of payment.

Because this method is generally less invested each time, investors can make money work automatically for a long time through an agreement, so it is also known as the "lazy Investment Law".

However, after the stock market plummeted, many investors who began to try the fund's fixed investment last year are beginning to hesitate. Their account assets are shrinking every day. Are they still going to invest this way?

Then let's take a look at the principle of fixed investment.

Because of the long time span and the small amount of investment each time, the compound profit of the fund has dispersed the short-term risk of the fluctuation of the fund's net value. When the investment period is extended to a certain time, it can effectively reduce the impact of the short term fluctuation on the return on investment, so that we can get a visible low risk return.

The popular point is that when the net value of the fund rises, the share of the fund we buy is less; when the net value falls, the share that we buy is more.

In this way, "buying more and buying less and buying more" can effectively lower the investment cost in the long run, and the net value of the fund is bound to rise in the long run. So the more the share of cheap funds we buy in bear market, the more money we make in the bull market, and investors do not have to work hard to choose the right time to invest.

Statistics show that the average annual yield of the stock market in the past 80 years in the United States is between 10% and 15%.

If you take out 300 yuan a month for the fixed investment, calculate the average annual yield of 15%, insist on 30 years, the money will reach 1 million 680 thousand yuan!

Figuring out the reason why the fund can make money, we should find that the fund's fixed investment should fall more and more, and the more severe it falls, the more we should buy.

Therefore, in the bear market, the fixed investment is actually more cost-effective than the fixed investment in the bull market.

In the same way, the fund is scheduled to be voted for, and the stock allocation is equally cost-effective. Although the stock is not set for investment, it is convenient for the fund to make a fixed investment. However, the long-term regular quota buying of high-quality stocks can also make full profits in the future bull market, and even get higher returns than the fund's fixed investment.

The last thing to note is that in order to give full play to the power of the fixed investment, it is necessary to have enough investment period, so investors must not give up the fixed investment now.

In fact, the secret of investing is very simple. It is nothing more than choosing the right way and going on.

Although many people know where the road is, they are left halfway by interference from various factors.

In fact, investment and financial management should also learn from "Xu Jin", "never abandon, never give up".

Stock market shockproof kit four: passive investment most comfortable

In the bull market of the past two years, many investors have found a problem: earning only the index does not make money.

On the other hand, the index goes up and goes up, while the stock on one hand is not moving.

Is there any way to avoid such a risk of rising stocks and not rising stocks in their hands?

Method of course, that is, investment index fund.

However, some people may have to refute that the stock market has been plunging recently, and the index fund is the worst one among all the funds. Is it not clear to buy the index fund now?

In fact, opportunities always arise when people do not think they are opportunities, or opportunities always arise when others are afraid. Precisely because index funds are always full of operations in bull market or bear market, the bear market is the worst and the bull market is the highest.

Between the bull and bear market, the huge gap between the fund's net value does not just provide the best profit opportunities for our investment?

More importantly, passive investment index funds are avoided from the non systematic investment risks caused by people's active stock selection (whether they choose their own stock or entrust fund managers' stock selection).

Because people have weaknesses, they will be erroneous by the irrational influence of greed and panic. Therefore, no investor can seize every opportunity to rise in the market and avoid the risk of every drop in the market.

From the schedule, we can see that since the birth of the Shanghai stock index, 18 shares of A have gone through 7 bull and bear alternately, but each bull market's high point will surpass that of the previous bull market, and the low point of each bear market will usually be higher than that of the last bear market.

This can prove that the stock market as a macroeconomic barometer, as long as the macro-economy is still moving forward, the stock index will also show a trend of twists and turns upward.

In the long run, the probability of "stepping down" is always greater than the probability of "escaping".

As long as there is another bull market, the index fund, which will neither "empty" nor take the initiative to "escape", will surely share the gains from the index rise.

Therefore, investors choose their stocks in a weak market and make their own efforts. It is better to relax investment index funds.

Of course, in the bear market, the possibility of the stock market breaking down is more than that of the breakthrough. Therefore, when the bear market is not yet clear, the index fund will probably form a rather Dazzling Book loss in the short term or even medium term, but as long as we invest in spare cash, we can "afford". If we insist on regular fixed investment, the index fund will still lead us to the other side of this protracted war.

Stock market shockproof kit five: active investment to catch hot spots

Of course, if investors still want to get excess returns through active stock selection, we must seize the current investment hot spots.

First is asset restructuring.

This is the eternal theme.

Especially in recent months, the pace of restructuring of the central enterprises has shown signs of acceleration. The speed of telecom restructuring is beyond expectations. The repeated activity of Shanghai's local stocks will bring new vitality to the stock market, which is worthy of investors' attention.

The second is investment opportunities under high oil prices.

Although domestic price regulation has hindered the growth of petrochemicals, the rise of domestic coal prices in the same energy sector has provided us with another investment opportunity.

Especially when the international oil price hit a new high, it will undoubtedly make people reexamine the value of coal shares.

Therefore, for China with rich coal and lean oil, coal is an alternative energy source of petroleum, which deserves long-term attention.

In addition, solar energy, wind energy, biomass energy and other clean and renewable energy sources are worthy of long-term and in-depth exploration.

The third is the consumption Theme under inflation.

In recent market slump, we can find that the overall performance of commercial retail and food and beverage sectors is relatively down.

In fact, inflation has a negative impact on the development of all walks of life. In contrast, the cyclical weak and rigid demand for food and other consumer sector stocks may be the most long-term investment value in the environment of inflation.

In short, in the face of the stock market "earthquake", we can not escape, nor need to panic too much. Only by adhering to the correct investment ideas and with enough patience, we will eventually gain greater returns in the process of "post earthquake reconstruction" in the stock market.