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    4 Ways Of Credit Card Repayment

    2011/3/17 15:38:00 68

    Credit Card Bank Pfer

      

    Credit Card

    While providing convenience for us, how to save money and save money for credit card repayment is very important for credit card repayment.

    At present, well known credit card repayment methods are mainly counter payment, online.

    Bank

    Self service terminal pfer payment and automatic repayment of agreed accounts.


      ●

    UnionPay

    Online security and utility


    UnionPay online repayment business is Credit Card cardholders through the UnionPay website to debit credit card funds into the credit card.

    In order to ensure the safety of funds, the online payment of UnionPay requires the repayment of the same name, that is, it must first be verified through the real name verification of the debit card and the credit card, and the card is recognized as the same name before it can initiate repayment.


    At present, some banks have launched the same name repayment function, which is free to use during the promotion period. The UnionPay does not charge cross border cross fees to users, and it does not need to open online banking services at the counter to operate directly.

    The maximum repayment limit for a cardholder's credit card in a single month is 20 thousand yuan, that is, no matter how many credit cards and debit cards, the repayment of the platform can not exceed 20 thousand yuan per month.

    Since the entry time of different credit card centers is different, the general entry time is third days after the repayment operation, 12 days before the double cease, and the statutory holidays are postponed.

    It is understood that only 10 banks can achieve real-time feedback.

    Moreover, the pfer and pfer to the bank card is not comprehensive.


    Fast money supports many businesses.


    Compared with UnionPay online, the advantage of fast money is that the number of pferred debit cards and pferred credit cards is larger. The debit cards of 21 banks of four major banks and Bank of communications, China Merchants Bank, people's livelihood, Xingye, PUFA and so on can be used to pfer funds, and 15 credit cards of ICBC, ABC, CCB and so on can be repaid.

    And the same as the UnionPay online, the online payment service provided by fast money does not charge any fees.


    For arrival time, this repayment method has the following kinds.

    Ningbo bank for real-time arrival, Shanghai Pudong Development Bank for T+1 days, China Merchants Bank, Xingye, Everbright, Bank of China as T+1 working day, CITIC T+2 working day, T+3 working day to arrive on account of ICBC, ABC and CCB.

    Here, I would like to remind you that the arrival time of holidays is usually postponed. Therefore, in order to avoid exceeding the repayment period, it is recommended that you make repayment 5 days in advance.


    It is also understood that "fast money" does not support the "credit card and credit card" repayment method, does not support other people's credit card repayment.

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