Declassified Ten Ways To Make Money

Decryption "making money" ten big

1, buy

The most conservative financial management, or not at all, can only be called collecting money.

Buying gold itself will not add value, it can only be called value preservation.

Because this year's 1 kilograms of gold put on twenty years or 1 kilograms of gold, and will not increase the weight of 1 grams.

When inflation is serious, buying gold is a good way to avoid depreciation.

Now it's time for the renminbi to appreciate. It's unwise to buy gold because your money is ultimately meant to show wealth in China.

Security level: very unsafe, the main risk is theft, victimization, making good money two empty.

2, deposit bank:

Conservative financial management.

Yield = interest rate.

Security level: the safest, the main risk is bank failure, which is unlikely to happen.

The income is too low, and it is very inconvenient to cash in when money is urgently needed, because no one will keep all the money in demand. If the money is to be used urgently, it will be taken out regularly and the interest loss will be heavy.

3, buy

Financial mismanagement widely misunderstood by the Chinese people.

I say that insurance is misunderstood because insurers sell and when people buy insurance, they often think about how much they will get in return.

In fact, insurance is for insurance. The real insurance should be that when an accident comes, you can get a compensation to let yourself tide over difficulties or ease difficulties. It is to protect your life from all kinds of unexpected setbacks.

I tend to buy some serious illness insurance, vehicle insurance, accident insurance and so on, and buy them not to get compensation, but rather hope that there will be no claims in this life.

Insurance insurance, do not think about return when money goes out.

4, buy bonds, corporate bonds:

Conservative management.

It's wiser than deposit bank.

The interest rate is higher than the bank interest rate, and interest rate tax is also avoided.

At the same time, it can be easily realized through market pactions.

It is equal to a regular interest rate on demand.

Risk: National coup and national war will turn treasury bonds into waste paper.

Bankruptcy will lead to problems of corporate debt payment.

5, buying Monetary Fund:

Conservative financial management.

With its professional advantage and scale advantage, monetary fund can gain a little bit higher than the bond itself by buying and selling bonds.

Small risk and easy cash.

6, buy equity funds:

Active financial management.

For those who lack professional knowledge, it is a good choice to buy stock funds. The fund can earn more profits than ordinary retail investors through professional advantage and portfolio investment.

Risk: the risk of stock market volatility and the moral hazard of fund managers.

Domestic funds and state-owned enterprises, such as non-standard problems, the rat problem is a small problem, the most fear is the pfer of interests.

7, buy and sell stocks yourself.

If you have enough confidence in yourself and have the ability to bear, please buy and sell stocks yourself. Profit and loss are all your abilities.

You can prove your ability by earning your own skills.

8, buy warrants:

Speculation! Occasionally there are investment warrants.

If you are willing to gamble, you might as well buy a warrant. The cost of fairness and handling fees is much lower than that of renting casinos, nor is it the risk of a police fining a fine.

Legal gambling is really good.

9, buy futures:

More exciting than warrants.

But we need advanced professional research.

Commodity producers do not need special expertise.

In the futures market, the cycle of survival of the fittest is too short. We must know how to get good results. If we are fortunate enough to complete the original accumulation, we will immediately withdraw from the market and run our own businesses.

10, do business:

This is the highest level. After the original accumulation is completed, we should consider half of our enterprises or invest in half enterprises.

Then strive for listing, sell a good price, circle a large block of Jinshan, overnight into the Forbes wealth list.