Taking Inventory Of The Latest Five Years Of Financial Markets, Rookie Is Becoming More Mature
From the awakening of financial affairs to the fanaticism and returning to rationality, from the loss of happiness to the anticipation and waiting for year after year, in 2006, the era of China's financial management came, and countless investments from the rookie slowly along with China.
Financial market
Gradually mature, get happiness in success, gain experience in failure, review the ups and downs of financial management in the past five years, we should also remember that as long as there is a dream, there will be hope.
2006
Surprise: Ji min is very happy.
In 2006, a rare stock market excellent market attracted many eyes of "profit seeking" investors.
In this case, the people are undoubtedly the happiest investors.
It is understood that in 2006, investors who had been holding funds accounted for more than 80% of the profits. Many investors had turned to "base people", and even the old people who were interested in buying Treasury bonds were squeezed into the ranks of the "fundamental people".
"Did you buy the fund?"
It has also become a new greeting in the new year.
In 2006, it became the new year of the fund.
According to statistics, the fund set up in 2006 reached more than 80, raising about 320000000000 shares of the fund.
The issue of new funds is no longer a matter of scale, but whether it can be purchased as promised.
2007
Happy: counting money, hand cramp.
This year, accompanied by the hurricane of the stock market, countless ordinary citizens are losing their minds, like gold pie in the sky, everywhere gold is readily available. Watching the number in the account is a great pleasure every day.
Fund, financial products, investment linked insurance follow A shares ascend to the sky, one month 10% earnings say no export.
Countless people without any investment experience have moved their deposits out of the bank continuously, so that the prosperous market that they can earn can last until October of that year.
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2008
Fear: negative income
This year, for those who devote themselves to the stock market, the figure of 1664 will surely be remembered.
A shares fell and fell into a thorough bear market.
This year, many zealous financial managers poured cold water. This year, many people were scarred by blind investment.
For banks and insurance companies, this year is very sad. In 2007, the rhetoric predicted that "the expected yield of the financial product is 20%".
After 2007 fanaticism, the bear market in 2008 gave a good lesson to banks and investors. The risk of two words made banks and insurance companies return to reason.
2009
Speechless: Golden Star
Not the highest, only higher. This is the best picture of international gold price in 2009.
This year, the price of gold has been pleasantly surprised, and there is no doubt that gold has become the most dazzling market star after the crisis.
Countless gold people could not help themselves.
This year, the international gold price broke through the US $1000 mark, from the top of US $801 to 801 US dollars per ounce. The news of gold bars selling and selling goods has always been in the press. Many investors have been asking "can gold price be high enough to buy?"
"Can I buy some gold bars and hide them at home?"
2010
Headache: not winning CPI
In 2010, people's lives can not be separated from the word "rising". Correspondingly, the theme of financial management can not be separated from how to resist "inflation".
From the beginning of "beans you play", the prices of garlic, ginger, Chinese herbal medicines, apples, sugar and so on also rose with the impetus of weather, hot money and other factors. "Hot garlic", "Ginger you army", "Ping what" and "sugar Gao Zong" and other hot words have become the hot words of ridicule price rising in 2010.
This year, the stock market is not booming, the financial products are not thieves, the fund is not as good as expected, and the real estate has been continuously regulated. This year, winning the CPI has become the top priority for countless ordinary citizens to rush to solve. But if we choose the right way to stir fry gold and stir fry in 2010, we will be absolutely proud of it. The gold price will exceed 1400 dollars, and silver will rise suddenly, and the annual increase will exceed 80%.
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[new financial group]
House slave
In 2006, countless people who bought houses suddenly discovered themselves as slaves.
After buying a house, people face the pressure of paying the mortgage. They have to be reduced to the "slave" of housing. The main part of their monthly income is to pay the mortgage.
Card slave
Eating, shopping, all brush, brush off, because of ignorance, many people become card slaves, many people can only pay part of the amount of the first phase, then need to pay the financial institutions interest in circulation, liquidated damages, fees, etc., or run a few credit card cash circulation, embarrassed.
Scratching family
The explanation on the Internet means "spend two cents in a penny".
What they have in common is "picking", such as not taking a taxi, not going to the restaurant, not having leftovers, doing housework and insisting on their own work, climbing up stairs when going to work, beauty is to go to bed early and get up early, add 8 cups of boiled water, and then be busy and tired to have dinner at home.
In fact, "
Scratching family
They are not poor people or miser. Careful calculation is just to pfer the key points of consumption and better allocate "counted" money.
Sea hoard
People hoarding goods before the price increase became a way to save money.
Sea hoarding family
。
Whether it is rice, noodles, oil, vegetables and other daily necessities, or electricity, gas and other daily expenses, and even toilet paper, can become their target of hoarding.
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