Building "Her Era" Financial Management In Pyramid

An item on Family financial management The survey shows that women account for 68% of their financial responsibilities. " Her age Financial management challenges every smart woman's financial quotient. In this situation, family financing may choose a fund with different risk and income levels as a combination of attack and defense. If you can build a bond fund, Monetary Fund for the tower foundation, equity funds, mixed funds for the tower's financial "Pyramid".

Family financing is often the primary goal of asset maintenance, while stock investment has the characteristics of high risk and high return. There are many uncertainties in the A share market in the year of the rabbit, and investment opportunities are reflected in the stage and structural market. It is difficult for ordinary investors to grasp it. They may invest in equity funds and place them in the spire of financial Pyramid, and make reasonable asset allocation according to the specific family income.

Maintaining financial basket is at a medium risk level and can be achieved in two ways. One is to choose a mixed fund product with a moderate level of risk, and the other is to build a financial management with offensive and defensive as mentioned before. Pyramid Using hybrid funds as the tower can further optimize the risk and return coefficient of the portfolio.

When the rate of interest increases frequently knocks on the door, many smart housewives will go to the bank for deposit. However, Galaxy fund financial experts remind that too frequent transfer may make investors' interest in savings unconsciously become interest in demand, but on the contrary, it reduces revenue. Moreover, in the interest rate increase, the longer the deposit period is, the longer the depositor's capital will be locked down, and the greater the risk of inflation and interest rate increases will be. Therefore, it is better to add bond funds to compensate for the loss of interest rate on time deposits rather than follow the same trend.

The money that is not used in the current savings account and the idle money that is not ready to withdraw on the wage card can be used to purchase Monetary Fund. Monetary funds only invest in bonds, repo, central bank bills, and so on. Its liquidity is second only to that of the bank, and its revenue is almost the same as that of a year. In the near term, the average 7 day yield of the IMF has reached the 3.5% pass. During the Spring Festival, the 7 year yield of Galaxy Silver rich Monetary Fund was even as high as 5.5%, which is an excellent substitute for savings.