No Savings Can Never Be A Rich Man.

With the rapid development of economy, vigorous and vigorous " Conduct financial transactions Whirlwind sweeps across the streets and lanes, it seems that there is a common goal for both women and women. In order to have a better life, they learn to manage purses and become rich women.

The first step is to save more. Saving money ?

Most readers will doubt that this first step is too ordinary.

Yes, the first step to getting rich is saving. Savings may not become a rich man. But without saving, it will never become a rich man. For most young people, water and electricity rents, parties, movies, new clothes... Without knowing how to save money, how can we save money?

If we can calculate the necessary expenditure every month when paying wages, we will immediately reserve part of the remaining assets or deposit the funds. If you stick to it, the results will surprise you.

　 The second step: keep accounts and do well in personal revenue and expenditure management.

Obviously, I remember that I spent only 1400 yuan this month, but I lost 2600 yuan in my wallet. Where did the remaining 1200 yuan go? Think carefully, fashion bags, dizzy trinkets and a pizza hut... Some small money spent carelessly leads to the "evaporation" of wealth.

To develop a good habit of keeping accounts, smart women will be able to clearly identify what is the necessary expenditure, what is the waste after fever, and avoid them in future consumption. To sum up, knowing your share of investment, savings and consumption will help balance life and make wise investment decisions.

　 The third step: choose pairs. Investment tool Speed up the road to becoming rich.

Invest 5000 yuan a month, how many years will it turn to 1 million? It takes 15 years to choose a fixed deposit rate of 2% of the annual rate of return on investment and 12 years to choose 5% of the annual return on investment. The investment tool that chooses 10% of the annual return on investment will only take 10 years. It can be seen that if we can choose the right investment tools, we will undoubtedly greatly accelerate the pace of getting rich. Of course, we hope to achieve high returns while also undertaking greater investment risks.

Among the popular financial tools in China, stock and fund are the main ones. Compared with stock investment, investment funds give money to experts to collect money, saving time and effort. The starting point of the fund is only 1000 yuan, that is to say, the investment of 1000 yuan for a A share market is equivalent to the 1000 yuan invested in the whole Chinese enterprises.