How Much Is The Monthly Fund Invested?

6 months ago, Mr. Zhou voted for a certain company. Equity Fund It's 1500 yuan a month. Mr. Zhou's original idea was to pass. Automatic investment plan Way to save up a sum of money to pay for the purchase of the first payment.

This year, Mr. Zhou, who is 27 years old, has a monthly income of around 5500 yuan. According to his plan, 1500 yuan is used to fund the investment; 1800 yuan is used to deliver the rent; the necessary expenses for meals, transportation, communications, utilities and so on are 1500 yuan; in addition, the remaining 700 yuan is freely controlled.

But after a period of time, Mr. Zhou found that his own fund investment plan had brought a lot of pressure to his life: besides the daily food and drink as far as possible, he could hardly afford to go shopping in the mall every month as he used to do. Even to save money, he seldom attended friends' meetings and had much more estrangement from his friends. The most important thing was that sometimes he wanted to go to a movie with his girlfriend, and he hesitated for the price of movie tickets.

In the case of Mr. Zhou's actual situation, the higher consumption level of daily life makes his assets available for investment relatively less. At this time, he set a monthly investment of 1500 yuan, which will also affect his quality of life to a large extent, so it is very easy to see that the fund can not be fixed. Investors conduct Investment and Financing A basic starting point is that funds for investment and financing must be "idle money". In other words, if investors put these funds into the capital market, they will not influence their normal life too much.

In the case, Mr. Zhou's monthly investment quota is high, and even affects normal social life. For investors, it must be clear that the meaning of financial management is to manage their wealth more scientifically and rationally, and realize the steady growth of assets over a long period of time, instead of allowing themselves to "get rich overnight".

Therefore, funds must be allocated and invested. With regard to the relevant provisions of the current fund companies on the fixed investment of the fund, it is possible to make a fixed investment for the fund even if they only need 100 yuan a month. Therefore, investors can fully arrange their own fund's fixed investment plan according to their own income and expenditure situation. Only when investors clearly understand why they can not stick to the fund's fixed investment, will it be possible to work out a more reasonable fund allocation and investment plan so that it can truly become an effective way of fund investment.