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In The Era Of Universal Financial Management, Financial Management Has Become A Tragic Protagonist.

2011/4/14 11:15:00 30

Version 1: counting chairs in wheelchairs

"My husband and I have achieved financial freedom and have several real estate.

Because I did not pay attention to my health when I was young, I was in constant trouble for many years and my health was rather bad.

Although financial freedom is achieved, a large portion of the income is spent on medical expenses. Finally, it can only count money in a wheelchair.

Pan Manhong, an insurance expert at Taikang Life Insurance Company in Hunan, said that this kind of "health changing wealth for young people and wealth for health in old age" is not an isolated phenomenon.

Even financial freedom is not worth the candle.

In addition to paying attention to work and health balance on weekdays, what are the ways of investors?

She believes that serious illness insurance, hospitalization insurance and so on are effective tools to prevent wealth from being swallowed up by medical expenses and then achieve health and wealth.

Version two: future generations spend money without making money.

"My husband and I have achieved financial freedom, but the relationship between our son and us is rather bad, because these years we have focused on how to make money, ignoring our son's growth and education problems, and finally hate his death."

If we neglect the education of our children, it will indeed lead to the end of the "three generations".

The insurance experts of Hunan branch of Xinhua life insurance company said that parents should not only accumulate educational funds for their children through the fund's fixed investment and children's insurance, but also provide their children with financial services.

For children to keep accounts, planning money for money, work study, etc., are good ways.

Version three: financial management will not come to an end.

"My husband and I didn't realize it.

Financial freedom

Although we have shouted this word for a lifetime.

Because we only pay attention to the small money in our hands, but do not pay attention to personal growth.

The husband and wife are thrifty and old enough to enjoy their money. Finally, financial freedom has become empty.

Blindly frugal, do not pay attention to personal ability and

Workplace planning

If you don't invest in yourself, then your job and income will stagnate. Financial freedom is still a distant dream.

We should learn from the practice of "money management emperor" of the civilian financial management: even if the monthly salary is only 2000 yuan, we should not only eat healthily, but also consider learning, traveling and making friends.

He shared his wealth management experience, saying that in addition to the rational use of funds, it is also necessary to increase investment in learning to enhance self-confidence, increase investment in the future and increase returns.

Netizens recruit "rookie" financial management

Even if financial freedom is achieved, there are still various problems, such as health, child education, and old age.

It can be seen that people are full of worries about the uncertain future.

How to manage money and change "

Bitter cups

For washing tools?

Reporters found that they were willing to exchange experiences.

Money manager

Good suggestions are offered: first, bookkeeping on the Internet, clearing the whereabouts of families, learning and communicating other families' lifestyles; second, opening online banking and holding a credit card.

It can save the electricity and water charges to the post office queue, and create convenience for future investment and financial management.

Credit cards have interest free periods, which can increase cash flow and facilitate investment or other fields.

In addition, on time repayment, personal credit can be accumulated. Third, we should pay attention to insurance coverage and disperse risks caused by accidents, diseases, and loss of working ability.