SOHO Family: Teaching You Money Management
SOHO has no special restrictions on working mode.
SOHO does not have any special restrictions.
Entrepreneurship
The way of work outside the traditional offices such as personal studios and freelancers can be called SOHO.
At present, the work of SOHO family is based on
network
Auction, information design, text creation, creativity
Marketing
Public relations and art creation are the most, and grow more rapidly.
However, it is best for the SOHO family to do some adaptive assessments before knowing whether their character, profession, connections, capital conditions, etc. are deciding whether to invest or not.
I am afraid people will have to think twice about their relationships and poor interpersonal coordination, no cost concept, no self-discipline and self-management.
In order to survive, the SOHO family often has more work hours than the office workers, and there are many cases.
At the same time, in the economic recession, unfortunately, we may be unemployed. We may consider running small businesses on the Internet. Now it is very popular to set up our own shop on the Internet, and we can increase our income by selling accessories, clothes and food.
In general, people feel that the items sold on the Internet are lower than the retail price of the retail market, and they can also lock potential customers.
The capital and time needed for this business need to be seriously considered.
Money is better than money for banks.
As for investment, Buffett once said: "to operate within the scope of our capabilities, to find advantages in life, and then invest in this area, and make every effort to attack."
Taking real estate as an example, in the view of investors, the real estate is not overheated or frothy. Only the problem of earning and compensation, the expensive house is bought, so long as the method adopted is right.
No matter how good or bad the boom is, people will always lose money and some people will make money.
The point is whether there are good pipes.
Before making a decision to buy real estate, remember not to be impatient, and look at several houses with the same time and take a measured attitude.
Of course, it is also necessary to consider the location, the nearby infrastructure and the flow of people, and to ensure that the houses in that area can really gain value in the future, and can be easily sold and rented.
Although keeping money in a bank has more stable income and less risk, if it meets inflation, the money will depreciate greatly, and the current bank interest rate has also been lowered. I believe there will be another wave of interest rate cuts.
The survey shows that the return rate of investment in stocks is higher than other investment instruments.
Therefore, in the long run, not investing in stocks is the biggest risk.
Enrich your understanding so as to ensure profitability.
In order to ensure profitability, especially in today's uncertain market, we must first enrich ourselves, understand the characteristics of investment stocks, and determine the ability to achieve our own profit goals and the ability to take risks.
At the same time, when the stock market is declining from high above, it can reduce stock investment in a timely manner and turn to low risk bank deposits to increase the rate of return on investment.
With the idea of "do not put all your eggs in the same basket", you may invest your money in gold with value preservation, because gold can not be dissolved, destroyed or copied.
At present, the price of gold is about $830 per Anne, and I believe there is still a considerable room for improvement.
To understand the trend of gold prices, we must first find out exactly what the gold market is all about.
Trading in the gold market is fairer, because it does not appear to be a stock market manipulation.
In addition, when you put a sum of money in a local deposit account, the interest accrued may be very few.
However, if the money is stored in foreign currencies, the rate of appreciation of foreign currency plus the interest rate of foreign currencies is relatively high, and we believe we can make more money.
Create wealth and put it into action.
Wealth will not come down from the sky, and you need to rely on your actions to get it. You need to know that "creation is the source of wealth", plus the concept of "creating wealth by wisdom", and try to use your mind to plan the golden bull year plan. In the first half of 2009, it is the "good morning and auspicious time" for you to deploy the first pot of gold. As long as you work hard, you can predict that the seeds sown in spring will make you taste sweet fruit in the future.
- Related reading
The Real Financial Management Is To Deal With The Relationship Between People And Finance.
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