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The Ministry Of Commerce And The CBRC Jointly Issued Guidelines To Support The Development Of Business Circle Financing.

2011/8/18 18:21:00 41

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The CBRC Comments And Supports Business Circles.

Reporters learned from the Ministry of Commerce 17, to further alleviate the small and medium

Commerce

The Ministry of Commerce and the China Banking Regulatory Commission jointly issued the "guidance on supporting the development of business circles' financing", and put forward specific measures to promote the development of business circle financing from three aspects, such as promoting the financing mode suitable for business circles, establishing cooperation mechanism between business circles and financial institutions, and creating a good financing service environment, and clarified the tasks and requirements of government departments, financial institutions and business circles.

The guiding opinions put forward that we should actively promote

Bank

Financing, business circle guarantee financing, supply chain financing and other suitable financing characteristics.

Banks are encouraged to make rational distribution of business outlets, innovate financing products, improve the approval process and improve the efficiency of examination and approval.

Encourage guarantee agencies to enter business circles and establish a risk sharing mechanism with business circles, re guarantee institutions and banks.

Encourage business circle to set up logistics supervision platform and guide banks to carry out chattel mortgage financing business.

At the same time, we should explore the operation rights of the shops, the trial of the pledge financing of the lease rights, and encourage the conditional enterprises in the business circle to raise funds by issuing collective bonds and financing leases.

The "guidance" from the study and formulation of local support policies, increase financial support, establish the credit archives of business entities, enhance the comprehensive management level of business entities, enhance the overall risk prevention and control ability of business circles, introduce credit service institutions, carry out the propaganda and education of integrity, standardize the competition order of financial institutions, and put forward eight aspects to improve business circles.

financing

Specific measures for the service environment.

The Guiding Opinions also make it clear that the cooperation mechanism between business circles and financial institutions should be promoted.

We encourage all kinds of online shopping centers, communities and network trading platforms to build virtual business circles, and conduct business credit certification and evaluation in business circles.

Instructing banks and guarantee institutions to scientifically evaluate the credit status of network operators by using authentication and evaluation information and authorized online paction information.

"Business circle" refers to the business group that is concentrated in a certain region or industry.

Since the reform and opening up, China has developed rapidly with commodity trading market, commercial block, logistics park and e-commerce platform as its main form, and has become an important carrier for the production and development of small and medium-sized business service enterprises.

According to incomplete statistics, there are more than 4500 commodity trading markets in the country with over 100 billion yuan trading volume, more than 70 commodity trading markets with more than 10 billion yuan, nearly 600 logistics parks built, built and planned, and 2.3 e-commerce platforms above designated size.

Because most of the enterprises in the business circle belong to small and medium-sized enterprises, because of the small number of fixed assets, small scale, various formats, less collateral and imperfect credit records, the financing difficulty is prominent, which seriously hamper the development of enterprises in business circles and business circles, and also affects the construction process of modern circulation system.