Shoe Enterprises, Boss, Arrears In Salary, Cause Wenzhou Government To Attach Great Importance To

At the upper stage,

It is reported that in recent days, all levels of government departments in Wenzhou are meeting, with only one theme: how to deal with the current situation.

Recently, the leading group of special work on regulating private financial order and promoting economic pformation and development in Wenzhou was established.

The working group said that the biggest problem facing Wenzhou enterprises is the capital problem.

And the source of capital is financial institutions such as banks, and the two is private lending.

Therefore, the working group shoulders two important tasks: coordinating financial institutions and enterprise relations, alleviating the financing difficulties of enterprises, and regulating private lending.

Among them, labor security, public security and other departments will be low-key arrangement of enterprises, and grasp the latest situation.

After an enterprise fails, the enterprises that guarantee each other and the peer businesses that have business dealings are often involved in problems such as financial difficulties.

In order to protect their own interests, banks and private creditors came home to collect debts, causing them to get into trouble or even go bankrupt.

After the owner of Xintai group, a leading enterprise in Wenzhou's eyeglasses industry, fled, the ten companies that had secured ties with them were chased by banks and no longer continued to lend.

In order to prevent similar problems from happening, the governments of counties and cities will come forward and negotiate with the district banks.

According to the spirit of Wenzhou, banks are required to renew their loans to the corresponding enterprises and reduce their financing interest rates and costs.

Specifically, banks are not allowed to raise interest rates, do not borrow money, do not hook up deposits and loans, and do not add fees.

In the current economic and financial situation and private lending risk forum, the person in charge said that if banks support the local economy at a critical moment, banks will also receive local economic support accordingly.

In this regard, the Wenzhou banking regulatory sub Bureau and the Wenzhou finance office called the heads of various banks in the city, and opened a conference to promote the development of small and medium-sized enterprises.

Zhou Qingming, deputy director of Wenzhou Banking Supervision Bureau, said that under the current economic situation, the primary task is to establish Wenzhou's good financial ecosystem and restore enterprise confidence.

Wenzhou Banking Supervision Bureau has made several requests to major banks. Generally speaking, it is necessary to tilt credit funds to small enterprises, control loan interest rates, and charge unreasonable fees at the same time.

Special instructions were made on how banks help those companies in distress.

Enterprises with temporary liquidity difficulties can not simply stop lending or receive loans. They should help enterprises to tide over difficulties through strengthening management, loan restructuring and other appropriate ways.

For enterprises that have solvency crisis, relevant creditor banks should properly preserve assets and cooperate with local governments to actively resolve enterprise risks.

For a small number of credit enterprises involved in the plight, they should report to the government departments and win support from the government departments.

At the meeting, banks expressed joint initiatives to support the development of small and medium-sized enterprises in Wenzhou and share difficulties with enterprises.

Many banks are forced to turn to private lending.

In the first half of this year, the central bank's Wenzhou central sub branch survey shows that the scale of private lending in Wenzhou has reached 110 billion yuan.

According to statistics, the amount of illegal financing has increased from about 10000000 yuan per day in the Wenzhou intermediate court to about 40000000 yuan per day.

The risk of private lending in Wenzhou is intensifying.

Zhou Dewen, President of Wenzhou SME Development Association (micro-blog), believes that the current rate of private lending in Wenzhou has exceeded the highest historical value, with an annual interest rate of 180%.

This is an annual gross profit margin of 3%-5% between the majority of SMEs can not afford.

According to the deployment, Wenzhou will further strengthen the norms of private lending and set up a local financial supervision center.

The main targets are consignment firms, Guarantee Corporation, pawnshops and so on.

According to the financial office of Wenzhou, the establishment of a local financial supervision center aims at guiding private capital into the formal financial sector and the real economy, rather than staying too much in the private lending market.

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There are many illegal Guarantee Corporation in Wenzhou, playing the role of usury.

In September 26th, in view of the current risks of private lending and financial risks, 48 financing Guarantee Corporation in Wenzhou gathered together to discuss countermeasures.

The Wenzhou Municipal Committee of letters was presided over.

Wenzhou Guarantee Industry Association said that at present, some enterprises in Wenzhou have encountered financing difficulties.

Guarantee corporation should work with enterprises to overcome difficulties, actively provide loan guarantee services for enterprises, and appropriately reduce premiums.

48 financing Guarantee Corporation issued an initiative that will work together to standardize the development of the industry.

They promised not to engage in illegal activities such as deposits, loans, illegal fund-raising and other illegal activities.

They will also establish information reporting platform to disclose relevant guarantee information in a truthful, complete and timely manner.

Next, the relevant departments of Wenzhou will strengthen the standardized management of the guarantee industry, punish illegal Guarantee Corporation, and support regular financing Guarantee Corporation, so that the guarantee industry can become a buffer belt and link between enterprises and banks.

Longwan District of Wenzhou is the hardest hit area of the boss.

According to the latest statistics from the Longwan court, there are 692 cases of private lending disputes in the area since January this year, and the total amount of registration is 1 billion yuan.

In September, it was the most concentrated. In just more than 20 days, there were 190 cases of private lending disputes, nearly 300 million yuan.

Last year, the total amount of private lending disputes filed in Longwan district court was only 360 million yuan.

This is only through formal channels to settle disputes, and there are plenty of people in illegal channels.

Yesterday morning, the Wenzhou public security law issued joint notices through local media to crack down on illegal activities such as violence and debt collection, and to maintain normal production and financial order in accordance with the law.

For illegal acts such as violent debt collection and illegal detention, especially those involved in black and evil, the judiciary will severely attack quickly.

The announcement also announced several other kinds of resolutely combating situations, including illegal fund-raising, malicious arrears of wages, looting corporate property, fabricating facts and deliberately spreading false information such as enterprise closures.

At present, these behaviors are relatively high, and the departments concerned believe that this is a danger to the safety of enterprises.

Commentator Ma Guangyuan commented that the end of the year is expected to be a time for the collapse of private lending. The financial authorities have obstructed the opening up of the financial sector and delayed the legalization of grassroots grassroots finance, which will eventually lead to major social problems.