China'S Standard Investors "Self Portrait" Released: Undergraduate Education Year Into 200 Thousand Yuan

At the beginning of the new year in 2012, the Shanghai Stock Exchange jointly launched the survey on individual investors in the stock market.

788 samples were collected, covering a number of sales offices throughout the country.

Age is mainly concentrated at 20-40 years old.

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Through the investigation, we can roughly describe the "self portrait" of the Chinese standard shareholders.

Men, aged between 20 and 40, have a college degree and a bachelor's degree. Their annual income is 80 thousand to 200 thousand, and their age is about 5 years. At present, the capital market is about 100 thousand.

The vast majority of investors said that they had seen the bull market start or were influenced by their relatives and friends who had made speculation around the stock market. After they entered the market, they knew that the stock market was not "gold everywhere".

An investor in Chengdu, Mr. Hou, said in an interview that his first entry to the market was in 1997, because his family heard that people had bought a lot of money to buy shares and wanted to earn some money to improve their families.

Since then, the "share sea" has entered a "hard to come back" market. The total amount of capital invested from the initial tens of thousands of yuan to the total has now invested nearly one million yuan.

Looking back at the ups and downs of the stock market in the past more than 10 years, Mr. Hou felt quite a lot of emotion. China's stock market has achieved numerous millionaires, but he is losing money.

"Generally speaking, I am losing stocks and making more profits.

According to the time, the tuition fees were paid continuously in the past few years. The tuition fees in these two years were enough to earn some money. "

The market size is close to one to two years' income.

The survey also shows that the age of individual investors in A shares is mainly concentrated in the two age groups from 20 to 30, 30 to 40, accounting for 36.9% and 24.7% of the total respectively.

Most of these investors have received higher education, accounting for 81.2% of college education or higher education, of which 70.7% are college and university degrees.

In terms of personal income, the annual income of individual investors surveyed is mostly below 200 thousand yuan, of which 50 thousand to 100 thousand yuan is the most common, accounting for 37.9% of the total.

The annual income from 10 thousand to 50 thousand yuan and 100 thousand to 200 thousand accounted for 24.4% and 25.1% respectively.

On the market capital, investors with a scale of less than 500 thousand occupy the mainstream of ordinary shareholders, about 70%.

Investors in the market range from 10 thousand to 50 thousand, 50 thousand to 200 thousand, and 200 thousand to 500 thousand.

In addition, 12.9% of the investors invested 500 thousand to 1 million of the stock market, while the proportion of the investors who invested more than 5 million reached 3.8%.

It is worth noting that data show that although the income of investors is not the same, regardless of the annual income, most investors' market size is close to the annual income of one to two years.

Bear market "hit" confidence of shareholders

More than half of the stock market invested less than 30% of personal assets.

The bear market in 2011 had a great impact on the confidence of investors and the willingness to enter the market.

Xiao Liu, a 30 year old investor, said that although he had some spare money at home, he still felt too risky if he wanted to invest in the stock market.

In his view, the ratio of entering the market position should be "the victory is firm, the defeat is also pleased" is the degree of responsibility for the family.

"Inflation is faster than bank interest rates, and of course I want to invest in value, but the risk of China's stock market is still too high. I think those fund managers often run out of interest on time deposits, not to mention our retail investors who are going to work every day."

Xiao Liu said, "though I am in

Xiao Liu's view is quite popular among investors. Another survey shows that more than half of A share investors invest less than 30% of their assets in the stock market.

Among them, less than 10% of the total investment accounted for 17% of the total investment, 10% to 30% accounted for 37% of the total.

An old investor who opened accounts in the Shanghai Xinchang Road Sales Department of Shenyin and Wanguo said that the net value of the account was about 500 thousand yuan. In an interview, he said that A shares had been in a downward trend in recent years, and they had no reason to operate fully.

In 2011, the market was almost all the way down, and its position has been below half.

Although 48% of the total loss

But the stock market is still the preferred investment channel.

However, as a whole, Chinese stock investors play an important role in asset allocation.

The survey shows that 60% of investors' assets in securities accounts for more than 50% of all kinds of financial assets including deposits, cash and insurance.

Among them, 30% of investors account for 90% of their securities accounts.

It can be seen that although investors have been injured in recent years, A shares are still the most popular channel for investors in all kinds of financial products.

A professional investor said in an interview that in 2011 he allocated 70% of his assets to the stock market and lost 17% in the whole year. Although relative profits outperformed the market, it was hard for him to feel comfortable with the investment income as the main source of income.

"I am now considering moving funds from stock market to stock index futures step by step.

After all, the latter can make profits as long as the direction is accurate. The former also needs to study stocks, even if it is difficult to win in the bull market.

The investor said, "China's stock market is still short and bear long. If the ordinary shareholders step on the wrong way in asset allocation, they will have big problems."

This survey shows that 17% of the investors in the investment performance have been flat since entering the market, and 48% of the investors indicated their overall losses.

Only 35% of the shareholders said they were making a profit, and the profit margin was more than 30%, only 12%, and the profit margin of most profitable shareholders was less than 30%.

This shows that investors' investment return is slightly higher than the market proverb of "one win, two draws, seven losses".

"Dissatisfied" protection of small and medium investors

Only 30% of respondents were happy to watch the market.

At the same time, investors also abhor some irregularities in the A share market. 59% of the shareholders are "not satisfied" or "dissatisfied" with the current investigation of insider trading and "rat trading". 48% of the investors believe that the rights and interests of small investors are basically not protected at present.

"Our retail and industrial capital's gambling status is totally unequal. A stock falls from 50 yuan to 20 yuan, and the size is 20 times the profit, while the retail investor has to bear 60% of the losses. How can we play it?" Mr. Hua, a Shenzhen investor, said indignantly. "If this game situation does not change, more and more people will see this reality clearly, and every rebound is the opportunity to leave the ship."

Despite much dissatisfaction with the A stock market, there are still quite a few shareholders who are eager for the new deal of Guo Shuqing, the new chairman of the China Securities Regulatory Commission.

According to the survey data, 45% of the stockholders expressed "consent" or "more agreement". The stock market supervision policy that is being implemented will be beneficial to the development of the stock market. 30% expresses "no agreement" or "disagreement", while 25% of the investors hold a wait-and-see attitude.

For the future market, 29% of the shareholders expressed optimism about the trend of the stock market in the next 6 months, 18% indicated no confidence, 22% expressed pessimism, 21% thought it was difficult to judge.

In addition, 10% of the shareholders said they were no longer concerned about the trend of A shares in six months.