Structured Financial Products Perform Well &Nbsp; More And More Reliable.
Because
Maximum expected rate of return
It is difficult to achieve, and even often appear zero income. All along, structural financial products have given investors an impression that they are "not reliable". However, at present, some banks' structured financial products are becoming more and more reliable.
Structured financial products perform well
Geomancy turns around, and structural financial products, which have been criticized for the past two years, are beginning to feel proud this year.
According to Puyi fortune's latest 2011 Annual Report on bank financing capability, 2011 of the top 5 banks ranked the top 5 banks in terms of financial risk control ability: Hang Seng Bank (China), Bank of Communications (601328, stock bar), China Merchants Bank (600036, stock bar), Bank of China (601988, stock bar), Shanghai Pudong Development Bank (600000 shares).
Among them, Hang Seng Bank ranked first. In 2011, 358 of the 363 products that announced the due rate of return yield realized the expected rate of return, and they were all structured products. In 2011, the Bank of communications announced 1690 products 100% of the due rate of return to achieve the expected rate of return, and the risk control ability bank ranked second.
According to the previous statistics, the banks in 2011 had 19224 financial products expired.
Among the top 10 financial products, the actual annualized yield is between 12% and 16%, most of which are structured financial products.
Two years ago, structured financial products were not so popular.
Negative earnings
Embarrassment has become a major financial problem for investors to complain.
Until last year, although there were many structural financial products last year, there were zero or negative returns, but the products with the highest expected rate of return were still the mainstream.
Structured financial products: high risk and high yield
The revenue of structured financial products is linked to the target and the trend or positioning after a specific period of time. It belongs to the game type product, and the products are mainly linked to exchange rate, interest rate, stock, index, fund, commodity price and so on. The main battlefield is stock and bulk commodities.
The rate of return on such products usually depends on the performance of the linked target.
If the product is judged correctly, investors can get higher profits on the basis of capital preservation.
However, if the error is judged, the minimum income, zero income, or partial warranty may be obtained, of course, according to the prior agreement of the product agreement.
Not all investors are suitable for the purchase of structured financial products. The 10 last year's products ranked on sale and maturity are structured financial products.
Financial planners believe that if you choose
Structured financial products
First, consider whether your risk tolerance is matched with the risk level of the product.
- Related reading
Experts Optimistic About Three Kinds Of Investment Products In The Next Ten Years
|Three Chaos In Bank Financial Products: Promise To Deposit Money And Return To Commission
|Bank Financing Is Difficult To Enter The &Nbsp Market; Overall Positioning Is Not Clear.
|- Efficiency manual | Workplace Health: The Right Way To Relieve Stress
- Colorful circles | Buy New Clothes This Summer: 3, 3 No!
- Workplace planning | Coping With Job Burnout Requires An Empty Cup Mentality.
- Subordinates | How Does A Workman Dance With His Subordinates?
- Shoe material excipients | Shocking! A Daughter Hates Her Mother'S Story: Wake Up Millions Of Parents.
- Leather knowledge | After Charging The Battery, The Charger Is Not Pulled Out? The Result Is So Terrible.
- Document Writing | There Are Four Things That Can Not Last Long.
- Document management | Remember 13 Practical Home Experiences, And Take A Lot Of Wrong Ways.
- Receptionist skills | Learn These 5 Tricks And Shoot The Good Guys Right Now!
- Industrial and commercial tax | When Women Do These 10 Things, Men Feel That You Are Not Attractive.
- T-Force&Nbsp; Top 10 Designers: Jaehoon&Nbsp; LIM
- T.I.T國際時尚周評委劉洋：用生命去創作
- Attach Importance To "Recruitment Difficulty" Caused By Structural Factors
- T-Force&Nbsp; Top 10 Designers: Guo Fangli
- Shanxi Skirt King Can Be Human: Help Others Is To Help Themselves!
- The Most Comprehensive And Safest Pure Natural Beauty DIY Method: Big Open: Mask, Make-Up Water Can All Do It Yourself.
- Seize The Strategic Opportunity Of A New Round Of Economic Pformation
- 中國為世界經濟作貢獻的成本
- Be A Fashionable "Lehman" -- Color Trend Analysis Of 2012 Spring And Summer Leather Shoes
- Regulations On The Management Of Internet News And Information Services