"Financing Difficulty" Also Worries Ningbo'S Small And Medium Business Owners.

In the first half of the year, the profit growth rate of small and medium-sized enterprises in Ningbo has declined sharply in the first half of the year, with the increase of raw material prices, labor costs and RMB appreciation.

Yesterday, the survey results released by the Ningbo investigation team of the National Bureau of statistics showed that only about 5% of the small and medium-sized enterprises in the city were not trapped in these two difficult problems.

Data show that in the first half of the year, Ningbo's industrial enterprises below scale realized a profit of about 1 billion 900 million yuan, an increase of 13.5% over the same period last year, but the growth rate dropped by 12.7 percentage points.

Some small businesses with small accumulation and poor competitiveness will be losing money or losing money under rising cost pressures.

And the macroeconomic regulation and control has continued to tighten the scale of bank credit, making it more difficult for small and medium enterprises with "financing difficulties".

The survey showed that in the first half of the year, nearly 40% of the enterprises in Ningbo said they had difficulty obtaining loans from banks, the ratio increased by more than 25 percentage points over the same period, and only 4.87% of the enterprises considered it easy to obtain loans from banks.

According to the survey, in order to alleviate the pressure of funds, some small and medium-sized enterprises have begun raising money directly from the private sector by means of margin, staff raising, joint stock raising, joint stock operation, and absorbing foreign capital and shares. The lending rate is generally over 10%, and the highest lending rate is 50% left and right.

On the other hand, the difficult employment situation of SMEs has further restricted their development space.

According to the survey, the proportion of employment demand for enterprises under the scale in the third quarter of this year increased by 4.1 times compared with the same period last year.

Among them, 15 industries need to increase staff in the third quarter.

The demand for non-metallic mineral products, general equipment manufacturing, textile, clothing, footwear and hat manufacturing industry is the largest.

However, in the survey conducted by the investigation team to more than 680 industrial sample enterprises below the scale, in the first half of the year, the proportion of easy recruitment decreased from about 11.4% in the same period last year to a little more than 5%.

Investigation team responsible person said, the current small and medium enterprises employment pressure mainly in two aspects: on the one hand, the employment gap increased, demand increased, a large number of positions to wait, especially sewing workers, printing and dyeing workers, welders and other shortage of jobs; on the other hand, skilled workers, high-quality talents and migrant workers shortage.

Because of the shortage of skilled workers, some enterprises have to increase wages and lose money in order to stabilize their employees.