The Precious Old Metal Investment For The Elderly Is Only 8 Gross After 200 Thousand And 1 Years Of Investment.

< p style= "text-align: center" > < img border= "0" align= "center" alt= "" src= "" /uploadimages/201401/04/20140104092705_sj.JPG "/" < > > "
< p > yesterday, Mr. Li, who was a year old, reported to the newspaper that he originally wanted to earn high profits by investing < a > "silver" < /a >, but only because of credulity and carelessness led to 200 thousand yuan savings in the 1 years, leaving only 8 cents 8 cents. A > financial affairs < /a > experts and lawyers remind that in recent years, the investment market of precious metals is becoming more and more popular and chaos is growing. The elderly must be careful to consider and be vigilant. < /p >
< p > < strong > salesperson generation trader < /strong > < /p >
< p > < strong > 200 thousand, principal compensation, /strong > < /p >
< p > Mr. Li was moved to invest in precious metals in Tianjin in 2012 by "a" http://sjfzxm.com/news/index_s.asp href=. However, after knowing that he needed to go online, he would not give up his computer. "But Xiao Liu assured him that he helped me to make money." In September 28th, Mr. Li signed a "Client Agreement", and he spent $200 thousand to invest in silver. < /p >
Less than a few months later, because of anxious money, Mr. Li asked for a refund, but it was not until August 2013 that the refund was made. At the same time, he found that his account balance was 8 cents 8 cents. "Almost all of the money was lost," he admitted to me. "P has made a loss." Mr. Li then put forward a claim for compensation to the whole Tang Dynasty. < /p >
In the process of negotiation, Mr. Li learned that the company rules prohibit salesmen from acting on behalf of customers, and the customer agreement also reminded them. But at the beginning, they did not read them carefully, and, without knowing the existence of the terms, they gave full authority to the operation process to Mr. P. He admitted that his credulity was one of the reasons for the loss, but he also believed that Mr. Liu and the company should bear the corresponding liability for compensation. < /p >
< p > < strong > employee personal violation < /strong > < /p >
< p > < strong > Company refuses to undertake liability "/strong > < /p >.
< p > for this, Mr. Tang, deputy general manager of the whole Tang Dynasty, told the Beijing Morning Post reporter that Mr. Liu's acting on behalf of customers was indeed illegal, and the company had terminating the labor contract with him. For Mr. Lee's claim, the final reply of the whole Tang Dynasty is: "customer loss is mainly due to the failure to keep account passwords properly, and the company normally performs its contractual obligations without fault. Therefore, it is not liable for compensation. Secondly, if Mr. Li wants to recover damages from Mr. Liu through litigation, the company is willing to provide evidence such as transaction details." < /p >
< p > Mr. Shang said that the agency between the two persons was privately concluded. On the one hand, it was indeed staff violation. On the other hand, it was difficult for the company to monitor which information would be leaked to the salesperson and decide whether the transaction was all operated by Mr. Liu. If Mr. Li still thought the company should pay compensation, he could submit an arbitration request to < a href= "http://sjfzxm.com/news/index_s.asp >" China International Economic and Trade Arbitration Commission < /a >. < /p >
< p > < strong > rights lawyer thinks < /strong > /p >
< p > < strong > the company can not take responsibility for < /strong > < /p >.
Qiu Baochang, director of consumer rights and legal affairs of Beijing lawyers' Association, < p > < a href= "http://sjfzxm.com/news/index_s.asp > >" director of Specialized Committee, "director of consumer rights and legal affairs, believes that if Mr. Lee's economic loss is indeed caused by improper operation of salesmen, employees and companies are liable for compensation." violation is the fault of the salesperson, but he represents the company as an old man trader, or belongs to his official duties. The company is totally irresponsible, and in addition to expelling employees, it should also bear certain liability for compensation to customers. " < /p >
< p > in recent years, < a > precious metal investment < /a > is becoming increasingly popular. However, cases of investors' losses caused by market confusion such as unclear nature of the exchange and illegal operation are also frequent. Qiu Baochang said, especially the elderly, generally do not know enough about the emerging financial concepts and technical means, so they should ask more questions before investing and carefully read and understand the contents of the agreement. < /p >
< p > < strong > expert advice < /strong > /p >
< p > < strong > the old man prudently makes the investment < /strong > < /p >.
< p > Liu Wen, senior manager of Ping An wealth management in China, said, "a href=" http://sjfzxm.com/news/index_s.asp "> precious metals trading > /a", except for banks, investors need to find another platform on the Internet. Moreover, the precious metal trade is going on for 24 hours, and the fluctuation is great, causing the risk of loss is very high. < /p >
< p > she thinks that for old people, < a > Gold < /a > silver is not a good investment variety, "energy and physical strength are limited, psychological endurance to risk is also limited." Therefore, Liu Wen suggested that the elderly financial management should try to choose financial products issued by financial institutions. Secondly, before buying, it is necessary to have a detailed understanding of the characteristics of products and choose suitable ones. Finally, we need to be vigilant and not to believe in flickering. < /p >