Endless Leather Enterprises Are Facing Difficulties In Financing Pformation.

< p > in order to solve the financing difficulties of enterprises, a few days ago, "Shijiazhuang County small and micro enterprises financing docking activities" entered Wuji County, and invited Hebei financial institutions and industry experts to form a "financial help dream group", and conducted in-depth visits to the small and medium-sized enterprises in Wuji County.

"At present, there is a serious problem of asymmetric information between banks and enterprises. We hope that through such an activity, we can analyze the problems of every enterprise and give solutions to them one by one, so as to effectively solve the financing problems of enterprises."

The "financing help dream group" represents Yuan Bo, assistant governor of Jinzhou branch of Hebei bank.

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< p > according to the relevant person in charge of Wuji County Bureau of labor and industry, < a href= "http://www.91se91.com/news/index_c.asp" > leather industry < /a > is the pillar industry of Wuji county. There are more than 1000 leather enterprises in the county, supporting half of the county economy.

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< p > 2012, facing the environmental pressure of pollution, the leather industry of Wuji county has experienced the choice of life or death.

In order to realize the comprehensive pformation and upgrading of leather industry, all leather enterprises in the county have closed up and eliminated the big shuffling of pollution and backward production capacity.

After renovation of the storm, Wuji County eliminated a large number of small enterprises, and formed a number of well-known leather enterprises that could achieve cleaner production.

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< p > in order to optimize and integrate resources, in the Wuji Industrial Park, the county will also disperse nine tannery enterprises to carry out a thorough shareholding system pformation, and form four large leather joint-stock companies, such as Fu Rui De, Jin Ma, Jun Cheng and Qisheng.

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< p > a few days ago, we entered the workshop of Jun Cheng Leather Co., Ltd. in the Wuji Industrial Park. The reporter saw that the traditional tannery enterprises completely abandoned the technology of pollution and backward, and all of them achieved clean production and renewed vitality.

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"P", the relevant person in charge of Wuji Engineering Bureau said that this will be the largest leather production and deep processing base in Wuji county.

Only a military city enterprise annual output will reach 600 thousand fur and finished leather, and the annual revenue is expected to reach 600 million yuan.

However, it is such a potential enterprise that has great potential for development.

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Zheng Xin, director of the office of Jun Cheng Leather Co., Ltd., told reporters that the total investment of the enterprise has reached 300 million yuan after the comprehensive pformation and upgrading of P.

At the same time, due to the large cost of leather enterprises, a large amount of liquidity is needed in late stage operation, and the demand for financing is strong.

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< p > however, due to the need for a certain time to handle the land certificate and no mortgage guarantee provided by the bank, the loan to the bank is now everywhere. "Before the land certificate is issued, the loan to the bank is almost impracticable."

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There are many leather enterprises operating in the tens of millions or even hundreds of millions of dollars, and profits have been very stable. However, they are facing difficulties in financing difficulties. P

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< p > Le Wanjia Sofa Furniture Co., Ltd. is a leading enterprise of Wuji county's production of leather sofa, and also a famous brand enterprise in Hebei province. Its leather fabric sofa is a special product of Hebei furniture industry. Because of the quality and quality of genuine leather products, the price of the sofa is better than that of Guangdong and other places, and its sofa sells well in Shandong, Shanxi, northeast, Hebei, Inner Mongolia and other provinces and cities.

At present, 78 brand stores have been developed in the whole country.

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< p > in the face of the vigorous development of enterprises, Zhang Tieren, general manager of Le Wanjia, plans to make another grade of the brand of Yue Wanjia, which is moving forward from the Hebei brand to the national famous brand. The product will be rolled out in the first class stores in the first tier cities across the country.

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< p > however, to achieve this plan, it will cost about 4000000 yuan to open a brand store in a first-class store in a first tier city.

If we want to roll out across the country, we need a small amount of financial support.

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< p > in addition, with the improvement of brand awareness and the expansion of business scale, Le Wanjia sofa has more and more orders from all over the country.

However, in the face of more and more orders, general manager Zhang Tieren is not happy.

"Sometimes orders from various provinces and cities come down together and require a lot of capital turnover. However, at present, financing is extremely difficult for leather enterprises.

Therefore, sometimes looking at millions of orders, but because of capital turnover is not open.

It can not solve the financing problem. It is difficult for enterprises to grow and develop. "

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< p > < --EndFragment-- > it is understood that Le Wanjia Sofa Furniture Co., Ltd. has more than 10 thousand square meters in its own factory building, but the land is leasing.

Because there is no land certificate, enterprises do not have mortgage guarantees for bank needs, and there is little hope of bank loans.

Although the government and financial institutions have introduced many policies to encourage SMEs to finance, however, "no collateral" is like an insurmountable red line, which blocks the financing of all SMEs in the region.

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< p > Zhang Tieren suggested that many financial institutions are increasing the financing business for small and medium-sized enterprises. Whether they can consider, in the future, add some conditions to the workshop for decades, and appropriately relax the financing threshold, so as to enable more enterprises to realize their financing.

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< p > "it is too difficult to find bank loans in the leather industry."

Speaking of financing difficulties, Li Zhiyong, a leather leading enterprise in Wuji County, is very helpless.

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< p > it is understood that < a href= "http://www.91se91.com/news/index_c.asp" > Elliott < /a > Leather Co., Ltd. is one of the largest leather products manufacturing enterprises in Wuji county. Its annual output value is 100 million yuan, and more than 7 of the leather sofa and bags are produced. The products are exported to many countries such as Europe, America and the Middle East.

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< p > Li Zhiyong told reporters that Wuji leather enterprises have better development resources and advantages.

Over 50% of the raw materials in the national leather market are produced by the promise.

In particular, the market share of sand leather, car seat leather, shoe upper leather and luggage leather is as high as 60%.

Therefore, Wuji county is also the land of Crouching Tiger and hidden dragon in the leather industry. Many famous leather enterprises in the whole country are rooted in infinitas.

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< p > > at present, < a href= "http://www.91se91.com/news/index_p.asp" > Wuji < /a > the county government is making great efforts to draw the blueprint of "Chinese leather looking at infinitely", so that clothing, bags, sofa, small belts, gloves and purses will be produced and sold in the infinitely.

However, at present, the difficulty of financing has become the biggest obstacle to the development of endless leather enterprises.

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Next year, we are planning to introduce some famous enterprises in Guangdong to Wuji county and jointly build a large leather sofa and bags industrial park next year, P.

The implementation of these projects is inseparable from the loan financing of banks.

However, enterprises with no more than 9 or more enterprises do not have mortgage guarantees such as land certificates, so most enterprises can hardly get loans from banks.

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< p > a leather enterprise responsibility also said that the enterprise wants to grow, to develop, to be faced with a lot of orders and upcoming projects. There is no way for the owners to rush. However, we can only rely on inter company lending or private lending to temporarily alleviate the urgent need.

However, this undoubtedly increases the operating costs and risks of enterprises, and many enterprises bear heavy burden.

Some enterprises even fail to repay the loans because of private lending.

This has also sounded the alarm for many enterprises.

However, faced with the demand of expanding production and development, where should enterprises find money? This is a difficult problem for many leather enterprises at present.

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