Home >

Many Banks Push "Double Section" Financial Products Yield Up To 5%-6%

2014/2/15 11:53:00 20

a bank financial planner said that after the Spring Festival, the traditional financial products and the < a href= "http://www.91se91.com/news/index_c.asp" > Internet < /a > the income of the balance treasure financial products declined to varying degrees. At present, such products still belong to the higher income stage. 
 the threshold is still as high as 50 thousand yuan .
 reporter inquired yesterday that many bank official website found that most banks launched double section < a href= "http://www.91se91.com/news/index_c.asp" > financial products < /a > the threshold for purchase is generally 50 thousand yuan. For example, in February 10th, the Construction Bank's "double section" exclusive financial product was sold as a non guaranteed floating income product, which was sold at 50 thousand yuan, the expected yield of 34 days was 5.15%, and the expected annual yield of 5.6% was 2 months. Yesterday, the bank added another 36 days' financial product of "Qian Yuan Yuan Yuan Yuan (Yuan Jie Jie Gao") for a period of up to 36 days. Although the annual rate of return is as high as 5.50%, the purchase threshold of $100 thousand is prohibitive. 
 Everbright Bank has also launched a two-day exclusive product of 2014 sunshine financial asset management financial management "T plan 206-259 days". It is also a non guaranteed floating income product, with a 259 day term product. The expected annual yield of 50 thousand yuan is 6.1%, and the expected annual yield of 300 thousand yuan is 6.2%. 
 the major banks have made full use of the "double section" marketing propaganda. On micro-blog, there are even the slogan of "not sending flowers to the festival, sending money to send money, Shenghui 50 thousand starting point, bringing your sincerity, bringing your love to my home bank" slogan, which also attracted many white-collar eyes. 
 youth is medium and short term product 
 financial analysts expect that due to the market's < a href= "http://www.91se91.com/news/index_c.asp" > capital chain < /a > not as tight as before last December, the expected revenue of future financial products will decline to a certain extent. A bank manager also believes that by the end of February and early March, the earnings of financial products will drop to the bottom of the first quarter. However, with the advent of quarterly assessment, the end of March, financial products revenue will have an end. 
 "at present, the expected revenue of financial products is decreasing this year. The expected yield of financial products around 5.5%-6% in the market is still at a higher level of income. It is a good opportunity for people to buy financial products. However, it is not recommended for young couples only to purchase the same product. " A manager of a bank account has been recommended for many years. Young couples or couples who are in the stage of wealth growth should introduce the concept of financial management as early as possible. According to the market environment of half a year to a year, dynamic financial adjustment and matching should be carried out instead of just looking at the short-term yield and buying the same product with all the funds. 
 Shanghai Pudong Development Bank Guangzhou branch private banking department Luo Wen also believes that due to the current market changes, young couples should choose the medium and short term financial products for financial management. "At present, there is little difference between the yield of three months and one year's financial products." 
, however, "with the continuous introduction of high yield products from internet financial products, it has also pushed up the market's anticipation of financial product gains." She expects that this year's traditional banking products will continue to maintain a relatively high yield. 
 > extended reading /p >
 Ali Tencent's Valentine's day financial products again clash 
 new fast news reporter Chen Qinglin reported that the fierce battle between Ali balance Bao and Tencent CAITONG once again escalated. Following Ali's launching of the one year new financial product "regular treasure", Tencent has also recently confirmed that it will issue its "fixed investment treasure" to cooperate with the galaxy fund. It is worth noting that the issuance time of the two financial products is scheduled for Valentine's day this year (February 14th). 
 compared with the regular treasure of "selling insurance", the "Ding Bao Bao" is a stock index fund, which is a fund product launched by the galaxy fund company to track Zhong Zheng tengan value 100 index. The fund was approved in January this year. 
 it is understood that the 100 index of Zhong Zheng tengan value was up to December 31, 2013, with an absolute yield of 15.87%, which exceeded the Shanghai Composite Index over the same period. However, some market participants pointed out that due to the nature of investment in equity investment, its short-term volatility is generally greater than that of fixed income products. 
 it is worth noting that the action of Tencent in Internet finance is not only that. According to yesterday's announcement of state securities, it signed a strategic cooperation agreement with Tencent for two years, and will cooperate with Tencent network in online brokerage, online finance, and high-end investment activities under the line.