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    The Difference Between Draft, Promissory Note And Cheque As Specified In Foreign Exchange Business

    2014/3/25 13:24:00 8

    DraftCashier'S CheckCheque

    < p > < a href= > http://www.91se91.com > draft > /a > divided into bank draft and commercial draft.

    < /p >


    A bill issued by the issuing bank, which is unconditionally payable to the holder or payee at the time of sight, at the time of sight. It is applicable to the commodity paction after the receipt of the goods, or the delivery of money and goods. The bank draft can be used for the pfer of accounts, and the bank draft can be used for the pfer of money. The bank's draft can also be used for cash withdrawal. The payment period of a bank draft is usually within one month from the date of issue. If the payment is not made within the payment period, the holder should make an explanation in the time limit of the bill's validity, and provide his or her identity card or unit's certificate to pay the bank's request for payment by bank draft and settlement notice. < p > bank draft is the remittance of a remittance to the local drawer.

    < /p >


    P > commercial draft is issued by the drawer. The drawee pays the bill to the payee or bearer on condition of the specified date. The time limit for payment of the commercial draft is agreed by the two parties, but the longest period is not more than six months. The time limit for presentation of the commercial draft is ten days from the date of maturity. The commercial draft can be endorsed. The eligible bearer of the commercial acceptance bill can apply for a discount to the bank with the undue commercial acceptance bill and the discount certificate. The commercial draft is divided into the commercial acceptance bill and the bank acceptance draft according to the acceptor's difference.

    < /p >


    < p > the full name of the promissory note is < a href= "http://www.91se91.com/news/index_c.asp" > Bank < /a > promissory note. It is a note issued by a bank which promises to pay the specified amount to the payee or holder at any time without paying the bill. The bank cashier is divided into the fixed amount promissory note and the fixed amount promissory note. It is a cash promissory note on the face of the ticket which pfers the words of the pfer account. The date of payment of the bank promissory note is not more than two months from the date of issue.

    < /p >


    < p > cheque is issued by a unit or individual. The bank entrusted to handle the check business pays unconditionally the bill to determine the amount to the payee or the holder. When the check is settled, it is widely applied in the same city settlement. < /p >


    Cheque printed with cash and cheque printed on pfer. No word is used for ordinary cheque. It can be used to pay cash or to pfer money. In the ordinary check, two parallel lines are crossed cheque, which can only be used for pfer and can not be collected. The time limit for presentation of the cheque is ten days from the date of issue. If the payment is exceeded, the holder of the check bank will not accept the payment and the payer will not pay. < /p > p


    < p > promissory note is a note issued by one person to another to ensure that a certain amount of money paid to the holder is unconditionally or at an expected time in the future.

    < /p >


    < p > promissory note can be further divided into commercial promissory note and bank < a href= "http://www.91se91.com" > promissory note < /a >.

    A commercial promissory note is a promissory note issued by a business enterprise or an individual, also known as a general promissory note.

    Commercial promissory notes can be divided into spot and forward commercial promissory notes which generally do not have rediscount conditions, especially for long dated promissory notes issued by small and medium-sized enterprises or individuals. Because of their low credit guarantee, it is difficult to circulate.

    Bank cashier is available at sight.

    Promissory notes used in international trade settlement are mostly bank notes.

    < /p >

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