Aussie Australian Financial Products Revenue Wins RMB Financing

Since the beginning of the year P, the Australian dollar has appreciated more than 6% yuan, a href= "http://www.91se91.com/news/index_s.asp", Australian dollar financial affairs < /a > product revenue exceeds 5.5%.

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< p > over the past 1 months, the Australian dollar exchange rate and Australian dollar financial product yields have both increased significantly, and Australian dollar financing has once again been touted by investors.

The exchange rate and margin income of holding Australian dollar financing has been won by RMB.

First, the exchange rate difference. In the background of RMB depreciation this year, the Australian dollar has appreciated by about 6.3%. On the other hand, the yield of Australian financial products has risen from 3.5% at the beginning of the year to 5.5% near the current margin.

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< p > analysts say that the space for the Australian dollar to rise has opened up in the year. The probability of holding the Australian dollar will exceed RMB in the future.

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< p > < strong > phenomenon < /strong > < /p >

< p > < strong > Australian dollar to RMB appreciation 6.3% < /strong > /p >

< p > yesterday, the median price of 1 Australian dollar to RMB was 5.7892, compared with 5.4212 at the beginning of this year, which rose by about 6.3%.

This means that the Australian dollar has appreciated by about 6.3% since the beginning of this year.

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< p > analyst said that on the one hand, the RMB depreciated against the US dollar this year, the renminbi has depreciated to other currencies in varying degrees. On the other hand, it is mainly the Australian dollar's recent strong rise, which has made the RMB depreciation against the Australian dollar larger.

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< p > data show that the Australian dollar has risen about 5.6% against the US dollar this year, while the renminbi has depreciated by about 2.5% against the US dollar.

The two superimposed, the Australian dollar against the RMB appreciation of over 6%.

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< p > < strong > phenomenon two < /strong > < /p >.

< p > < strong > Australian dollar, the average revenue is 5.86% < /strong > < /p >

< p > not only is the exchange rate earnings, but the yield of Australian financial products has also been rising steadily. As of last week, it has exceeded RMB financial products.

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< p > according to statistics of Puyi wealth statistics, last week, the national commercial banks issued 555 RMB financial products, with an average expected yield of 5.53% and 6 Australian dollar financial products, with an average expected yield of 5.86%.

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< p > it is understood that at the beginning of the year, the earnings of Australian dollar financial products were about 3.5%. With the depreciation of the RMB and the rise in US dollar interest rates brought by the withdrawal of the Federal Reserve, foreign currency financial products revenue continued to rise, and the highest interest rate was in the Australian dollar.

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< p > there are few Australian financial products in the market, but the profits are very attractive.

If CITIC Bank started a 12 month fixed income product (exclusive wealth) product in April 11th, the highest annual yield is expected to be 7%, but it will only be sold to private banking customers whose assets exceed RMB 6 million yuan.

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Less than P, compared with the "people first" point of view, the starting point of about 50 thousand yuan or so of financial products, the merchants bank and the bank have all, but the annual yield is expected to be slightly lower, at 5.35%~5.8%.

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< p > < strong > analysis: Australian dollar a href= "http://www.91se91.com" > RMB < /a > will continue to appreciate during the year, < /strong > /p >

What is the future trend of the P Australian dollar? Hu Nianfeng, a foreign exchange analyst at Guangdong Bank of China, said that the Australian dollar has been very strong in recent years. Since the Australian dollar has gone through 0.9160 resistance position, it has opened up room for further growth.

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The latest reason for the recent rise in the Australian dollar is that Australia's own economy has been good in recent years. The central bank has not continued to cut interest rates, but has kept interest rates unchanged. The external reason is the New Zealand dollar, which is the same commodity currency, because P has started a cycle of raising interest rates.

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< p > analysts say Australian dollar has strong momentum against the US dollar during the year.

Technically, the Australian dollar is more likely to rise to more than 0.96 against the US dollar.

At present, the exchange rate is near 0.94, which means or at least 2.1% increase.

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< p > it is worth noting that this year the industry generally believes that the renminbi will probably increase by around 1.5% against the US dollar.

This means that the trend of appreciation of Australian dollar against the renminbi will continue in the year.

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< p > < strong > suggestion: the Australian dollar comprehensive income exceeds RMB in the year, the probability is greater than /strong > /p >

< p > the income of the aggregate exchange rate and spreads, the financial advisor suggested that some of the funds could be invested in the Australian dollar.

At present, the average yield of Australian financial products is 5.86%. As long as the Australian dollar does not depreciate in the future, the current Australian dollar yield is higher than the average yield of RMB 5.53% financial products.

Judging from the above analysts, the probability that the Australian dollar will appreciate against the renminbi over the year is more than depreciation.

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< p > financial planners suggest that families who need to use Australian dollars to study abroad in the current year can now convert into Australian dollars, because the more they may go back, the more expensive they will be. In addition, investors with more assets will have a good opportunity to deploy part of the Australian dollar in the background of RMB depreciation.

For the duration of the Australian dollar financial products, analysts said, "6 months or so is better, too long for the Australian dollar exchange rate trend or difficult to grasp, too short, and the low yield is not cost-effective."

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< p > in addition, because of the small number of Australian financial products, investors who want to hold Australian dollar financing need to pay attention to the information of the relevant banks ahead of time.

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< p > reporter understands that at present, the Aussie financial products in the market are mostly concentrated in joint-stock banks, such as CITIC, Everbright, Bank of communications, < a href= "http://www.91se91.com/news/index_c.asp", "Merchants Bank" /a, etc.

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