• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    18 Trillion And 300 Billion How Should Fiscal Deposits Be Used?

    2014/11/13 17:59:00 28

    FinanceDepositsFinancing

    Liang Hong, chief economist of CICC, recently published a research report, pointing out that excessive financial deposits have become a wonderful asset in China's balance sheet.

    By the end of September this year, government agencies (excluding state-owned enterprises) held about 18 trillion and 300 billion yuan in bank deposits, about 30% of GDP. These government departments' bank deposits have increased by nearly 20% per year in recent years, and their share of M2 continues to rise.

    The rate of increase in fiscal deposits is too fast and the scope is too large. This shows that the budget is not well implemented, the financial waste is serious, the capital turnover is slow, and the budget is not scientific and not precise.

    The unclear financial revenue and expenditure is directly related to the lack of strict budget and final accounts, and is also directly related to the expenditure of the Treasury. Although the budget law amendment adopted by the end of August this year has made great efforts in the strict budget, the amendment has maintained the expression of the current budget law on the "central bank manager treasury", while retaining the "Treasury's right to control at all levels of the financial sector".

    Where does the large fiscal deposit yield interest rates? Where does the interest rate geometry apply to? Where are the administrative regulations of the state treasury regulations? Media reports show that as Treasury Deposits remain high, the Treasury is increasing its cash management of Treasury Deposits, moving Treasury Deposits from commercial banks to commercial banks for higher interest rates, which seems to be an impact on monetary policy by the central bank. If a commercial bank increases the income of the Treasury and the Treasury, is it the fixed interest rate or the current interest rate? If there is no interest rate in the financial deposit, is the relevant manager bank profitable? All these data need to be transparent and open, and the Treasury is opaque and difficult to accept. The deposit of 18 trillion and 300 billion yuan is up to 64 billion 50 million yuan at the current interest rate, which is by no means a small sum.

    The government investment and financing platform is heavily indebted, borrowing at high interest rates, and so many fiscal deposits. This shows that the government's public expenditure is not enough, the medical and educational expenses are limited, and there has been little growth in the past ten years, but some sectors and projects are getting rich.

    The Treasury unified manager is fast, but the financial system itself needs to be reformed, the funds are slow to be approved and inefficient, "treasury funds are not allocated in time, lack of detailed rules, our budget approvals are relatively slow, and the financial departments at all levels have been approved, so the budget has been delayed for at least three or four months." Listening to a friend from a local financial department said that the transfer of payments at the end of the year will take two quarters in March, and the allocation will take a quarter, but the end of fiscal year December will be a waste of middle funds.

    Liang Hong and China's government departments have been financing more than 6% of their interest rates, and have borrowed less than 3% of their loans. Rate of return Back to the bank, and the size of such deposits is about 22 trillion yuan, equivalent to 37% of GDP. The savers who make contributions to banks all the year round can breathe a sigh of relief. Not only are depositors squeezed, but so do the government. Financial fund Waste is serious.

       Fiscal deposit In fact, it needs to be used flexibly, so low interest is not surprising. The provident fund is even worse. The trillions of funds are kept at current savings or short-term deposits. The interest rate is very low, and tens of billions of funds are continuously added to the bank's pockets. China's banking industry is the most profitable industry.

    The provident fund is paid by ordinary workers, and the financial revenue is paid by taxpayers, individuals and enterprises.

    Whether it is provident fund or financial deposit, only strict budget and final accounts can fundamentally change the situation of poverty raising, and diligence and laziness. Ordinary people subsidizing banks is a satire. They should draw a rest.


    • Related reading

    Russia: Gold Has No Market, Central Bank Is Forced To Take Over

    Financial management
    |
    2014/11/12 14:57:00
    20

    The Banking Sector Is Losing Its Bachelor'S Day Financial Returns.

    Financial management
    |
    2014/11/12 12:41:00
    25

    Take Stock Of Those Hard Principles That Private Financial Experts Have Realized.

    Financial management
    |
    2014/11/11 13:21:00
    22

    Double 11 Online Shopping Feast: Insurance, Battle Protection Type Insurance Become The Protagonist

    Financial management
    |
    2014/11/11 12:34:00
    19

    Teach You To Make Pension Plans So That Your Retirement Life Is Not Bad.

    Financial management
    |
    2014/11/10 21:03:00
    5
    Read the next article

    Nike WMNS Flyknit Zoom Fit Agility Sports Shoes

    Nike presented the newly designed Flyknit Zoom Fit Agility sports shoes at the 2015 women's wear spring and summer conference held in New York recently.

    主站蜘蛛池模板: 日韩精品欧美精品中文精品| 亚洲AV成人噜噜无码网站| 一本伊大人香蕉在线观看| 国产鲁鲁视频在线播放| 牛牛本精品99久久精品| 女人扒开下面让男人桶爽视频| 国产成人精品三级在线| 亚洲欧洲精品在线| 91精品在线看| 精品无码一区二区三区爱欲九九| 最近免费中文字幕mv在线电影 | 日本成人免费在线| 国产精品美女在线观看| 做床爱无遮挡免费视频91极品蜜桃臀在线播放 | 为什么高圆圆被称为炮架| 欧美精品无需播放器在线观看| 波多野结衣中文一区二区免费| 成人精品一区二区久久| 国产亚洲欧美日韩精品一区二区| 亚洲av永久无码精品水牛影视 | 91禁漫免费进入| 欧美怡红院免费的全部视频| 国产精品亚洲一区二区三区久久| 人与动人物欧美网站| 不卡精品国产_亚洲人成在线| 高h视频在线免费观看| 欧美成人免费公开播放欧美成人免费一区在线播放 | 99精品视频在线观看免费专区| 美女双腿打开让男人桶爽网站| 日本红怡院亚洲红怡院最新| 国产欧美日韩三级| 亚洲va欧美va| 青青草原免费在线| 日韩伦理电影在线免费观看| 国产手机精品视频| 久久中文字幕免费视频| 青青国产成人久久91网| 成人毛片免费网站| 亚洲综合综合在线| 99精品中文字幕| 波多野结衣一二区|