Take Stock Of Those Hard Principles That Private Financial Experts Have Realized.

1, more reverse thinking.

Many times, investors are easily confused by some investment and financial illusions, for example, the bank financial manager said to you, "because you are our VIP member, and this product gives you the highest income." At this point, you need to reverse think, "so many VIP members, why give you the highest yield?" and "give me the highest income?", "high risk is necessarily higher risk"... If investors often such a reverse thinking, it will greatly reduce the probability of falling into traps.

2, do not leave any luck.

Without any assurance, do not leave any luck. Reed, a famous financial institution in China, said that money management is risky. Investors should understand investment risks and learn to avoid risks so as to maximize the value of wealth. To select investment projects, we need to consider the investment direction, risks and benefits of the project comprehensively, so as to estimate the actual income.

　　 3, need to have Time concept

Every investor must have a strong sense of time. Before choosing a project, he has to think about several questions: how long does it take for me to spend the money? (1 years after buying a car, or 3 years later to buy a house)? What time do I start investing? When will I take out the capital? The investment time is different and the income is different. All of these need to be calculated accurately. With the concept of time, there is a certain regularity and compulsion in the implementation of financial planning.

　　 4, quantitative implementation Investment

The so-called "quantitative investment", that is, according to the strength of each investor, how much risk affordability, how many funds to choose what kind of investment projects on demand. For example, if you have 500 thousand yuan, you can purchase low risk fixed income products such as Yisheng fortune Yisheng Bao, and 11% of the profits in one year are good. However, some investors prefer to borrow more money to invest in high-yield stocks in order to pursue higher returns. They expect to gain more than 15% and even more than 30% in 1 years. The risks faced by investors can be imagined. Once the investment fails, they will not only have no capital, but also have debts outside. Therefore, before choosing any investment project, it is better to measure your own property and leave some leeway to do what you can.

　　 5, investment follow Diversification

Diversified investment is a must for every financial manager. "Never put all eggs in one basket" is to diversify funds and effectively reduce risks, such as savings, treasury bonds, funds, fixed income financing and stocks. But Jiaxing Reed's financial planner also reminds investors that when choosing every mode of investment, they also need their own risk tolerance to allocate a good proportion of investment, which can effectively avoid risks and avoid losing blood.