Liao Haijin: To Sweep The Countryside "Financial Blindness".

In recent years, with the rapid development of rural economy, farmers' participation in financial activities has gradually increased, and their sense of financial management has also gradually increased.

However, the "blind spot" of rural finance still exists in large numbers.

This is not conducive to the development of the rural economy, nor to the enjoyment of modern financial services by farmers.

From the actual situation, the rural financial "blind spot" is mainly manifested in the following aspects:

First, farmers' financial knowledge is rather poor.

The main performance is that they do not know much about money knowledge, deposit and loan business, financial settlement, broken currency exchange and so on, and know little about electronic exchange, bank credit card, securities and so on.

Two, some farmers are weak in financial legal system. For example, a few farmers do not know that illegal possession and use of counterfeit money are criminal acts.

Three, farmers' ability to "fake" and "anti fake" is poor.

Judging from the recent cases of counterfeiting and cracking down on counterfeit money, the rural area is the most important place for the circulation of counterfeit money.

It has become the most direct and the most harmful group.

This is mainly because in recent years, the financial sector has not done enough anti fake propaganda for the countryside, especially for some remote mountainous areas. Most farmers do not know how to distinguish counterfeit money, and they do not know how to deal with counterfeit money, so that they often suffer from counterfeit money in production and life.

The lack of knowledge, the weak concept of financial legal system and the low anti false ability, on the one hand, have damaged the interests of farmers themselves; on the other hand, they have provided the soil for financial crimes and the stability of rural social order in the vast rural areas.

Therefore, it is particularly important to carry out financial literacy in rural areas to help farmers understand financial knowledge and financial regulations and combat financial fraud.

For this reason, the grass roots

Financial institutions should further publicize knowledge about rural financial policies, conduct financial business consultation, improve financial services, and do propaganda work in service.

For rural credit cooperatives and other institutions, we should seize the favorable opportunity to handle the business in rural areas, help farmers understand the basic knowledge of finance, enable farmers to master the handling methods and operational characteristics of various financial businesses, help farmers learn to use financial management, accumulate money and make money, and at the same time, teach the knowledge of RMB anti counterfeiting face to face and hand in hand, so that farmers can master some knowledge of anti counterfeit money and reduce unnecessary losses.