Reliable Investment And Financing "33" Law

　　 Do these three.

1, achieve savings

People often complain that there is no money to invest. In fact, if you pay attention to saving and saving money, you can also get capital contributions for investment. To get rich, people always have to make trade-offs, so some of them are wasteful and less worthwhile in terms of spending. They should voluntarily abandon them and save capital contributions for investment and financial management.

2, achieve plan

With savings, there is a certain amount of capital. With capital, investment can be made. At this time, we need to test how to plan investment. There are many kinds of investment, you can consider the ratio. For example, prudent government bonds and bank financial products investment, taking 3 year bonds as an example, the revenue is about 5%; while the bank financial products, such as the 12 month investment period of bank financial products of a certain city commercial bank in Shanghai, has an annual yield of about 5.9%. In addition, the investment risk is also lower than the fixed income financial management. Taking Yisheng Bao products issued by Yisheng fortune as an example, the annual return is 9.6%. In addition, there is a stock market investment, the risk is relatively large, but the risk income is also considerable. The proportion investment in the stock market is also a very important part of the plan. At present, the stock market has reached a new high in recent years, which can be considered properly.

Jia Feng Reed Conduct financial transactions According to the division, for investors, different types of investment have their own advantages, and they can distinguish risks from primary and secondary ones, achieve targeted and scientific planning, so that investors can achieve higher net value in comprehensive income.

3, be close to reason.

To be rational is easier said than done. But if we can get closer to reason, I am afraid that can be done. Jia Feng Reed financial planner believes that for investors, to avoid large investment failure, we should not just pursue high returns, nor do we want to invest too much in the retail market, and not too concentrated investment is a more important principle. In addition, investors should reasonably anticipate investment returns and allocate funds rationally so as to help you achieve your goals better.

　　 Practice these three rules.

1. knowledge Discipline

As an investor, we must not neglect learning and accumulation of financial knowledge and investment knowledge, which is also the same for professional institutions. Therefore, Reed financial advisor of Jifeng suggests that he can learn more about financial and investment information, and refer to the opinions of professionals.

2. Practice of information balance

Some people are especially convinced of the judgement of certain institutions or especially those of some experts. But then again, institutions or people will always make mistakes. Therefore, investors need to cultivate the balance between "trust" and "mistrust" when making decisions. In short, investors should have the ability to judge information.

3, the cultivation of mentality.

The most important thing for us to invest is to achieve financial freedom and lead a better life. And if you invest in the whole day, you may be afraid of investing all the time, or you may be too busy to influence your work. Investment to stabilize the mentality, grasp the long-term, better and better.

Summed up the above three "do" and "three discipline", presumably investors may also have their own views on investment. Jia Feng Reed financial planner believes that the "33 law" may not be able to do it completely, but if we do 80%, that will still be a great help to investment.