Meng Jie Home Textile Enters The Supply Chain Of P2P Listed Companies

China's A share listed companies have entered another P2P.

In September 24th, the dream Gold Office jointly launched by Hunan Meng Jie home textiles, Shanghai Qian Bang capital and Changsha financial investment three was formally established.

As early as June this year, Meng Jie home textile announced that it had signed a framework agreement with Changsha financial Cci Capital Ltd. The two sides will set up a Nationwide Financial Services Inc in Shenzhen Qianhai Meng Jin, which is engaged in the supply chain finance business, and the new company has a registered capital of 30 million yuan.

After three months, there appeared another figure of Shanghai's Qian Bang Zi capital, which is an early P2P platform for housing finance in China.

"Behind the rush of Internet banking," or

The needs of the listed companies are in a dim future, and the enterprises need to pform other businesses urgently. Or if the main industries of listed companies are facing bottlenecks or limited space, the company needs to expand their industry development space.

In September 30th, Li Jin, a senior P2P analyst in Shanghai, pointed out when interviewed.

Abacus of industrial capital

Reporters rough statistics, at present, A shares have Internet financial concept of listed companies already have more than 100.

Compared with previous Panda Fireworks, Wan Hao Wan, UFIDA software and Duolun share, Meng Jie home textile is a rare achievement in China's entry into P2P listed companies to achieve profitability.

To participate in the construction of the dream house, the goal of Meng Jie home textile is Nuggets supply chain financing.

"Dream Jin is a MOM based business management mode, taking the financial assets trading platform as the core, through the integration of financial ecosphere resources, derived from the private equity fund, online education, non-performing assets disposal and consumer finance five business modules supplemented by the financial assets supply chain platform.

The strategic positioning of the platform is clear and focused, which is different from the traditional Internet financial platform providing only single platform services. Meng Jin provides customers with diversified services of platform + management.

On the same day, Li Jun, vice president of Meng Jie home textile, told an interview with our reporter that in view of the shortage of high-quality financial assets in China, Meng Jin set up a chain of financial assets including self production + semi-finished products + finished products through integration of small loans, guarantees and traditional financial institutions, so as to achieve diversification and integration of asset sources.

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When it comes to why we should invest 10 million shares in dream gold, Li Jun also said that the dream home textile is an industry, and the industry is to open up the upstream and downstream supply chain.

And home textile enterprises upstream and downstream supply fabrics, accessories, clothing factories are small and micro enterprises, and there are more than 1500 suppliers nationwide.

In the course of development, these enterprises often seek financial support from Meng Jie home textiles.

"For example, to provide some advance payment to suppliers, so as to ease their financial constraints, and the dream house textile will also charge interest."

He said that from a long-term perspective, the industry can not do without financial capital, so the company decided to unite with the other two institutions to establish a dream house.

Reporters found that the half year report of Meng Jie home textiles found that by the end of June this year, the net profit of Meng Jie home textile was about 56000000 yuan, an increase of 5.44% over the same period.

In the background of the domestic textile industry downturn, profitability is not easy.

But on the other hand, from the P2P industry as a whole, three party investors invested 30 million, and Meng Jin's registered capital is not high.

"Many domestic listed companies with the concept of Internet finance, the original main business and

Finance may not be the same.

Some companies are directly questioning the abandonment of their main business.

Like Meng Jie home textile, you can borrow the Internet finance to dig out the profit opportunities in the main business, and at the same time, you can further extend the business chain.

Even if the future profitability of this platform is not good, the impact on the main industry will not be great.

In response, in September 28th, a Shanghai P2P chief executive said.

In fact, reporters also learned from the three shareholders of Meng Jin, whether it is Hunan Meng Jie home textile or Shanghai Qian Bang capital, the inherent gene of cross-border cooperation is attracted by the high interest rate of P2P market, and the three party shareholders are optimistic about the prospects of supply chain financing.

Ye Wei, chairman of Qian Bang capital, said in an interview with reporters in September 29th that the basic assets of Meng Jin's platform were mainly real estate, and Qian Bang capital was built as a real estate financing company.

He said that Meng Jin provided loans to SMEs.

In 10%-18%, the average monthly interest rate is only about 1%, which can significantly reduce the financing costs of SMEs.

"Future credit assets become financial assets, which is a trend.

In fact, when our three party shareholders decided to work together, we could see that too many P2P funds were available in the market. In the future, there will be problems in assets and assets will be scarce.

At the same time, the risk control capability of each platform is different, and many assets will become toxic assets.

Ye Wei said.

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Can multi party cooperation win altogether?

In the eyes of the industry, Heixi is all in the right place. The increasing number of listed companies has entered the Internet finance. This is similar to the prospect of many capital entering real estate in 2009, the Internet of things in 2012, and the "hand tour" in 2013, but there are only a handful of people who can really survive and build up a large scale.

"Listed companies favor Internet banking business. First of all, it can not be denied that some of them are based on their own business development needs. The daily operation of listed companies involves many investment and financing businesses. This is a trend.

But it does not exclude some listed companies purely for frying concepts, making market capitalization and fish in troubled waters.

For Internet financial companies, they cooperate with the listed companies to some extent, which also provide hype for the latter. Of course, this influence has been fading away.

Compared with the previous ones, the listed companies that cooperate with the Internet finance still can see that the short-term utilitarian interest is low, and they really want to do something.

In September 30th, CEO Huang Shi Qiao, an investment maker, said.

Huang Shi Qiao said frankly, the combination of P2P and supply chain finance has become a new feature of the Internet financial field. The core listed companies have the information flow, capital flow and logistics of upstream and downstream enterprises, which can effectively control risks and complement with the collection development of the P2P platform. Therefore, the market is optimistic about the layout of Internet Finance with vertical experience and ability.

From the perspective of P2P industry, the success of a company lies in its continuous high-quality financial assets, perfect wind control guarantee and stable investment returns.

In the traditional economic downturn, many listed companies have formed P2P this year. This trend will be many in the short term, but the real success of the pformation will be a minority. "

In October 8th, the head of a P2P institution in Shanghai also pointed out.

In the view of the responsible person, most of the listed companies are traditional industries, which are affected by the slowdown in macroeconomic growth and the overall development of the industry.

The main business is not good, at the same time, the state's support for Internet Finance and the good development trend of Internet finance are listed companies in order to find a way out through pformation.